73 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 73 Villa St, Elgin, IL 60120

Property Summary

Property TypeCommercial
Details4 bd · 2 ba · 2,379 sqft · built 1840
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (May 2020)
Tax Bill$6,252 (2025)
Deeds & MortgagesMay 2020 Sale
Flood ZoneZone X (minimal risk)
APN06-13-307-003

Property Details

APN / Parcel Number

Primary APN06-13-307-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,379 sqft Gross Area
Basement Area793 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address73 VILLA ST
CityELGIN
StateIL
Zip60120-6549
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN (EXCEPT PART DESC IN BOOK 1430/38) LOT 7 BLOCK 5
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block5
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2036
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

73 Villa St, a commercial property, is owned by an individual who bought it in May 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address73 VILLA ST, ELGIN, IL 60120-6549
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2020 · Amount on File
Deed SaleMay 29, 2020 · Amount on File
Prior SaleJun 4, 2009
Deed Document Number202027690
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 29, 2020
Property Address73 VILLA ST, ELGIN, IL 60120-6549
Document Number0000027690
Instrument DateApr 3, 2020
Instrument27690
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$107.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address73 VILLA ST ELGIN IL 601206549, ELGIN, IL 60120-6549

Tax Assessment & Valuation

The 2025 property tax bill for 73 Villa St was $6,252.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,252.00$81,959 (+8.57%) Land $22,880 Building $59,079$245,975 (+8.57%) Land $68,667 Building $177,308
2024$75,490 Land $21,074 Building $54,416$226,561 Land $63,247 Building $163,313
2022$5,392.00 (+3.95%)$62,186 (+6.96%) Land $17,360 Building $44,826$186,558 (+6.96%) Land $52,080 Building $134,478
2021$5,187.00$58,139 Land $16,230 Building $41,909$174,417 Land $48,690 Building $125,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Villa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Villa St

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