81 Summer St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 81 Summer St, Lawrence, MA 01840

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,657 sqft · built 2006
Lot Size	0.446 acres (19,438 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2007)
Tax Bill	$1,828 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`107 0002 0002 A`

Property Details

APN / Parcel Number

Primary APN	`107 0002 0002 A`
Alternative APN	`LAWR M:0107 B:0002 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,657 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	19,438 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107 0002 0002 A
Street Address	81 SUMMER ST
City	LAWRENCE
State	MA
Zip	01840-1619
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1017
Census Tract	251000

Owner

81 Summer St, a condominium, is owned and occupied by an individual who bought it in June 2007.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	81 SUMMER ST, LAWRENCE, MA 01840-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Jan 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2007 · Amount on File
Deed Sale	Jun 11, 2007 · Amount on File
Prior Sale	May 26, 2006 · Amount on File
Deed Document Number	2007120939
Deed Book / Page	10786 / 294
Transfer Doc	15375-266
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	81 SUMMER ST, LAWRENCE, MA 01840-1619
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017008-68
Date	Jun 30, 2021
Book Page	17008/68
Instrument	21782

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 29, 2018
Property Address	81 SUMMER ST, LAWRENCE, MA 01840-1619
Document Number	15375-266
Book / Page	15375 / 266
Instrument	2291
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$13.01
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SUMMER ST, LAWRENCE, MA 01840-1619

Tax Assessment & Valuation

The 2026 property tax bill for 81 Summer St was $1,828, up 6.2% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,828.00 (+6.22%)	$211,600 (+8.18%) Building $211,600	$374,063
2025	$1,721.00 (+9.13%)	$195,600 (+14.72%) Building $195,600
2024	$1,577.00 (+2.47%)	$170,500 (+12.54%) Building $170,500
2023	$1,539.00	$151,500 Building $151,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Summer St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	22 units insured incl. 18 condo units
Nearby Flood Claims	6 (1987–2022)
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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