41 Summer St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 41 Summer St, Lawrence, MA 01840

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,826 sqft · built 1920
Lot Size	0.075 acres (3,255 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Nov 2022)
Tax Bill	$6,791 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87 0000 0080 A`

Property Details

APN / Parcel Number

Primary APN	`87 0000 0080 A`
Alternative APN	`LAWR M:0087 B:0000 L:0080`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,826 sqft Living Area
Gross Area	6,715 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,255 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	87 0000 0080 A
Street Address	41 SUMMER ST
City	LAWRENCE
State	MA
Zip	01840-1799
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	80
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2002
Census Tract	250900

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SUMMER ST, LAWRENCE, MA 01840-1799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage BRIGHTBRIDGE CU
Nov 23, 2022	Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Jul 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Oct 16, 2017	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Book / Page	17629 / 156
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	41 SUMMER ST, LAWRENCE, MA 01840-1799
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018419-317
Date	Oct 27, 2025
Book Page	18419/317
Instrument	18662

Lender

Name	BRIGHTBRIDGE CU

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 23, 2022
Property Address	41 SUMMER ST, LAWRENCE, MA 01840-1799
Document Number	017629-156
Book / Page	17629 / 156
Instrument Date	Nov 23, 2022
Instrument	27102
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMER ST, LAWRENCE, MA 01840-1799

Mortgage

Document Number	0000027103
Date	Nov 23, 2022
Instrument	27103

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 19, 2022
Property Address	41 SUMMER ST, LAWRENCE, MA 01840-1799
Document Number	017513-326
Book / Page	17513 / 326
Instrument Date	Jul 19, 2022
Instrument	17188
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMER ST, LAWRENCE, MA 01840-1799

Mortgage

Document Number	0000017189
Date	Jul 19, 2022
Instrument	17189

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Oct 16, 2017
Property Address	41 SUMMER ST, LAWRENCE, MA 01840-1799
Document Number	15262-47
Book / Page	15262 / 47
Instrument	27095
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMER ST, LAWRENCE, MA 01840-1799

Mortgage

Document Number	152620050
Date	Oct 16, 2017
Instrument	15262/0050

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,791.00 (+6.86%)	$786,000 (+8.83%) Land $97,900 Building $688,100
2025	$6,355.00 (+6.4%)	$722,200 (+11.85%) Land $97,900 Building $624,300
2024	$5,973.00 (-2.4%)	$645,700 (+7.19%) Land $102,900 Building $542,800
2023	$6,120.00	$602,400 Land $99,300 Building $503,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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