81 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 81 Spring St, Charleston, SC 29403

Property Summary

Property Type	Apartments (5+ Units)
Details	2,877 sqft · built 1873
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$3,000,000 (Sep 2025)
Tax Bill	$31,353 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`460-08-03-062`

Property Details

APN / Parcel Number

Primary APN	`460-08-03-062`

Interior

Units	4 Units
Stories	1 Story
Building Area	2,877 sqft Total Area
1st Floor Area	2,737 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	90 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	81 SPRING ST
City	CHARLESTON
State	SC
Zip	29403-5369
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DESCRIPTION -81 SPRING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

81 Spring St, a residential property, is owned by a company that bought it in September 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	61 RADCLIFFE ST, CHARLESTON, SC 29403-6032
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2020	Deed of Trust, Mortgage REGIONS BK
Jul 24, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 3, 2017	Loan Modification, Mortgage SERVISFIRST BK
May 11, 2017	Grant Deed, Transfer · Line of Credit SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Book / Page	1339 / 528
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0004620947
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 23, 2025
Property Address	81 SPRING ST, CHARLESTON, SC 29403-5369
Document Number	0013390528
Book / Page	1339 / 528
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,800.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RADCLIFFE ST, CHARLESTON, SC 29403-6032

Mortgage

Document Number	0001339529
Date	Sep 23, 2025
Instrument	1339/529

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	81 SPRING ST, CHARLESTON, SC 29403-5369
Document Number	0951/0877
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2921 PIEDMONT RD NE #B ATLANTA GA 303052785, B, ATLANTA, GA 30305-2785

Mortgage

Document Number	0951/0877
Date	Jan 15, 2021
Book Page	000951/000877

Lender

Name	REGIONS BK
Type	Bank
Address	201 MILAN PKWY, BIRMINGHAM, AL 35211-6946

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 14, 2031

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 24, 2020
Property Address	81 SPRING ST, CHARLESTON, SC 29403-5369
Document Number	0899/0448
Book / Page	000899 / 000448
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3630 PEACHTREE RD NE #2302 ATLANTA GA 303261546, 2302, ATLANTA, GA 30326-1546

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	81 SPRING ST, CHARLESTON, SC 29403-5369
Document Number	0659/0063
Book / Page	000659 / 000063
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	192 E BAY ST #300 CHARLESTON SC 294012170, 300, CHARLESTON, SC 29401-2170

Mortgage

Document Number	0659/0063
Date	Aug 11, 2017
Book Page	000659/000063

Lender

Name	SERVISFIRST BK
Type	Bank
Address	701 E BAY ST # 503, CHARLESTON, SC 29403-5094

Agreement

Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 11, 2017
Property Address	81 SPRING ST, CHARLESTON, SC 29403-5369
Document Number	0637/0123
Book / Page	000637 / 000123
Instrument Date	May 4, 2017
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$670.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 E BAY ST #300 CHARLESTON SC 294012123, 300, CHARLESTON, SC 29401-2123

Mortgage

Document Number	637/0127
Date	May 11, 2017
Book Page	000637/000127

Lender

Name	SERVISFIRST BK
Type	Bank
Address	701 E BAY ST # 503, CHARLESTON, SC 29403-5094

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 81 Spring St was $31,353, up 1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,353.00 (+10.03%)	$1,897,500 (+1,816.67%) Land $394,500 Building $1,503,000	$2,043,000 Land $540,000 Building $1,503,000
2024	$28,496.00	$99,000
2022	$26,422.00	$99,000	$1,650,000 Land $275,000 Building $1,375,000
2020			$1,650,000 Land $275,000 Building $1,375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Spring St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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