81 Split Rock Rd, Lake Harmony, PA 18624 Property Records

Carbon County property record for 81 Split Rock Rd, Lake Harmony, PA 18624

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,645 sqft · built 1975
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Aug 2022)
Tax Bill	$7,234 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`33A-21-E4`

Property Details

APN / Parcel Number

Primary APN	`33A-21-E4`
Alternative APN	`11884`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	81 SPLIT ROCK RD
City	LAKE HARMONY
State	PA
Zip	18624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	SPLIT ROCK
Jurisdiction	CARBON PA
Township / Civil Division	KIDDER
Census Block Group	2
Census Block	2043
Census Tract	20106

Owner

81 Split Rock Rd is owned by an individual who bought it in August 2022.

Source: Carbon County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	244 FEDERAL CITY RD, PENNINGTON, NJ 08534-5112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 23, 2021	Deed, Transfer POCONO PROPERTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20228155
Deed Book / Page	2735 / 749
Prior Transfer Date	Jan 24, 2003
Prior Transfer Doc	1087000759
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARBON PA
Recording Date	Aug 25, 2022
Property Address	81 SPLIT ROCK RD, LAKE HARMONY, PA 18624
Document Number	0000008155
Book / Page	2735 / 749
Map Reference	MB 2627 PG 115
Instrument Date	Aug 19, 2022
Instrument	202208155
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	WETZEL ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	106 JACOBS CREEK RD, EWING, NJ 08628-1013

Mortgage

Document Number	0000008156
Date	Aug 25, 2022
Instrument	202208156

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARBON PA
Recording Date	Aug 23, 2021
Property Address	81 SPLIT ROCK RD, LAKE HARMONY, PA 18624
Document Number	0000008822
Book / Page	2627 / 115
Instrument Date	Jul 14, 2021
Instrument	202108822
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	POCONO PROPERTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 E 12TH ST # 20S, 20S, BROOKLYN, NY 11230-7100

Tax Assessment & Valuation

The 2026 property tax bill for 81 Split Rock Rd was $7,234.

Source: Carbon County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Carbon County
County Subdivision	Kidder Township
Unified School District	Jim Thorpe Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,234.00	$98,753 Land $12,550 Building $86,203
2024	$6,465.00 (+86.74%)	$98,753 (+84.59%) Land $12,550 Building $86,203
2023	$3,462.00	$53,500 Land $12,550 Building $40,950
2001			$197,506 Land $25,100 Building $172,406

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 81 Split Rock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 3, 2002 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Split Rock Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICON Technologies.

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