74 Split Rock Rd, Lake Harmony, PA 18624 Property Records

Carbon County property record for 74 Split Rock Rd, Lake Harmony, PA 18624

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,906 sqft · built 1990
Lot Size0.37 acres (16,117 sqft)
OwnerCompany Name on Record
Last Sale$640,000 (Nov 2025)
Tax Bill$7,738 (2026)
Deeds & MortgagesDec 2025 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN33A-21-D19

Property Details

APN / Parcel Number

Primary APN33A-21-D19
Alternative APN
  • 10349

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,906 sqft Living Area
1st Floor Area1,006 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeMixed
Garage Area572 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address74 SPLIT ROCK RD
CityLAKE HARMONY
StatePA
Zip18624-7015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal SubdivisionSPLIT ROCK
JurisdictionCARBON PA
Township / Civil DivisionKIDDER
Census Block Group2
Census Block2060
Census Tract20106

Owner

Source: Carbon County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address74 SPLIT ROCK RD, LAKE HARMONY, PA 18624-7015
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Aug 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleAug 23, 2003 · Amount on Record
Deed Document Number20258495
Deed Book / Page2993 / 924
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARBON PA
Property Address74 SPLIT ROCK RD, LAKE HARMONY, PA 18624-7015
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanyALL POCONO CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008861
DateDec 9, 2025
Book Page2997/124
Instrument202508861
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Prepayment Penalty00 Months

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARBON PA
Property Address74 SPLIT ROCK RD, LAKE HARMONY, PA 18624-7015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004961
DateAug 6, 2019
Book Page2442/276
Instrument201904961
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Carbon County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCarbon County
County SubdivisionKidder Township
Unified School DistrictJim Thorpe Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,738.00 (+11.9%)$105,625 (-) Land $13,550 Building $92,075
2024$6,915.00 (+1.16%)$105,625 (-) Land $13,550 Building $92,075
2023$6,836.00$105,625 Land $13,550 Building $92,075
2001$211,250 Land $27,100 Building $184,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2002 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2004–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: ICON Technologies.

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