81 Ridge Rd, Madison, CT 06443 Property Records

Madison Town property record for 81 Ridge Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1971
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Tax Bill	$7,568 (2026)
Deeds & Mortgages	Jun 2021 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:65 B:47`

Property Details

APN / Parcel Number

Primary APN	`MADI M:65 B:47`
Alternative APNs	`00398300` `398300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	3,340 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	398300
Street Address	81 RIDGE RD
City	MADISON
State	CT
Zip	06443-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-2
Legal Block	47
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4001
Census Tract	194201

Owner

81 Ridge Rd is owned and occupied by an individual.

Source: Madison Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 RIDGE RD, MADISON, CT 06443-2377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CONNEX CU
Nov 28, 2017	Deed of Trust, Mortgage · ARM MEMBERS MORTGAGE COMPANY INC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONNEX CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	81 RIDGE RD, MADISON, CT 06443-2377
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002219-200
Date	Jun 11, 2021
Book Page	2219/200
Instrument	2275

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	81 RIDGE RD, MADISON, CT 06443-2377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2046-188
Date	Nov 28, 2017
Book Page	2046/188

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	81 RIDGE RD, MADISON, CT 06443-2377
Document Number	2051-314
Book / Page	002051 / 000314
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 RIDGE RD MADISON CT 064432377, MADISON, CT 06443-2377

Mortgage

Document Number	2051-314
Date	Jan 12, 2018
Book Page	002051/000314

Lender

Name	CONNEX CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 11, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 81 Ridge Rd was $7,568, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,568.00 (+2.8%)	$328,200 (-) Land $122,300 Building $204,900	$590,456 (+157.01%)
2025	$7,362.00	$328,200 Land $122,300 Building $205,900	$229,740 Land $85,610 Building $144,130
2024	$7,362.00 (+4.13%)
2023	$7,070.00 (+1.9%)	$235,900 (-) Land $94,100 Building $141,800
2022	$6,938.00	$235,900 Land $94,100 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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