97 Ridge Rd, Madison, CT 06443 Property Records

Madison Town property record for 97 Ridge Rd, Madison, CT 06443 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,404 sqft · built 1972
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on File
Last Sale$461,000 (Jun 2022)
Tax Bill$6,146 (2025)
Deeds & MortgagesAug 2022 Refinance
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNMADI M:65 B:51

Property Details

APN / Parcel Number

Primary APNMADI M:65 B:51
Alternative APNs
  • 00398700
  • 398700

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area3,621 sqft
1st Floor Area1,378 sqft
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area66,211 sqft (1.52 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number398700
Street Address97 RIDGE RD
CityMADISON
StateCT
Zip06443-2377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block51
JurisdictionMADISON CT
Township / Civil DivisionMADISON
Census Block Group4
Census Block4001
Census Tract194201

Owner

Source: Madison Town records · APN MADI M:65 B:51

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 RIDGE RD, MADISON, CT 06443-2377
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TEACHERS FCU
Jun 06, 2022Warranty Deed, Transfer
Jan 06, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND
Dec 04, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2022 · Amount on Record
Deed SaleJun 06, 2022 · Amount on Record
Prior SaleDec 04, 2020 · Amount on Record
Deed Document Number20221393
Deed Book / Page2270 / 787
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON CT
Property Address97 RIDGE RD, MADISON, CT 06443-2377
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002273-301
DateAug 15, 2022
Book Page2273/301
Instrument2022-2008
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON CT
Recording DateJun 06, 2022
Property Address97 RIDGE RD, MADISON, CT 06443-2377
Document Number002270-787
Book / Page2270 / 787
Instrument DateMay 24, 2022
Instrument2022-1393
Transaction TypeTransfer
Record UpdatedJun 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON CT
Property Address97 RIDGE RD, MADISON, CT 06443-2377
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2128-280
DateJan 06, 2020
Book Page2128/280
Instrument28
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON CT
Recording DateDec 04, 2020
Property Address97 RIDGE RD, MADISON, CT 06443-2377
Document Number2181-286
Book / Page2181 / 286
Instrument DateNov 30, 2020
Instrument3636
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number3637
DateDec 04, 2020
Instrument3637
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionMadison Town
Unified School DistrictMadison School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,146.00$274,000 (+34.78%) Land $125,100 Building $148,900$191,800 Land $87,570 Building $104,230
2024$6,146.00 (+0.87%)
2023$6,093.00 (+1.91%)$203,300 (-) Land $96,200 Building $107,100
2022$5,979.00$203,300 Land $96,200 Building $107,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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