79 Pine St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 79 Pine St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1990
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Dec 2019)
Tax Bill	$9,474 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00144-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`06-00144-0000-00007`
Alternative APNs	`060014400007` `S001`

Interior

Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	79 PINE ST
City	BRIDGEWATER
State	NJ
Zip	08807-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	NEW JERSEY SOMERVILLE REALTY C
Legal Block	144
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	50701

Owner

Source: Somerset County and Bridgewater Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Aug 4, 2014 · Amount on Record
Deed Document Number	201948824
Deed Book / Page	7175 / 660
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jul 30, 2026
Property Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749
Document Number	0000021595
Book / Page	7695 / 43
Instrument Date	Jun 10, 2026
Instrument	202621595
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749

Mortgage

Document Number	0000021595,
Date	Jul 30, 2026
Book Page	7695/43
Instrument	202621595

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Dec 1, 2049

Interest

Rate	6.36%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PIN STREET, WASHINGTON, DC 20410-0001

Mortgage

Document Number	0000022579
Date	Aug 30, 2023
Book Page	7522/974
Instrument	2023022579

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749

Mortgage

Document Number	0000036580
Date	Aug 25, 2022
Book Page	7465/3544
Instrument	2022036580

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Dec 1, 2049

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 17, 2019
Property Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749
Document Number	0000048824
Book / Page	7175 / 660
Instrument Date	Sep 17, 2019
Instrument	2019048824
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 PINE ST, 79, BRIDGEWATER, NJ 08807-2749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 PINE ST, BRIDGEWATER, NJ 08807-2749

Mortgage

Document Number	0000048825
Date	Dec 17, 2019
Instrument	2019048825

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,200 (+12.54%) Land $188,800 Building $352,400	$541,200 (+12.54%) Land $188,800 Building $352,400
2025	$9,474.00 (+0.42%)	$480,900 (+11.58%) Land $163,800 Building $317,100	$480,900 (+11.58%) Land $163,800 Building $317,100
2024	$9,434.00 (+14.74%)
2023		$431,000 Land $163,800 Building $267,200	$431,000 Land $163,800 Building $267,200
2022	$8,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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