Butte County property record for 81 Our Way, Chico, CA 95973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,142 sqft · built 1977 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | Company Name on Record |
| Last Sale | $168,000 (Dec 1997) |
| Tax Bill | $3,128 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-300-083-000 |
| Primary APN | 047-300-083-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,142 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 45,302 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 047-300-083 |
|---|---|
| Street Address | 81 OUR WAY |
| City | CHICO |
| State | CA |
| Zip | 95973-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81 OUR WAY |
| Legal Subdivision | OAKDALE |
| Legal Lot Number | 2 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1400 |
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 81 OUR WAY, CHICO, CA 95973-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 1997 · Amount on Record |
| Deed Sale | Dec 12, 1997 · Amount on Record |
| Deed Document Number | 199747356 |
| Last Transfer Date | Jan 23, 2020 |
| Transfer Doc | 0000005967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Feb 10, 2020 |
| Property Address | 81 OUR WAY, CHICO, CA 95973-9445 |
| Document Number | 0000005967 |
| Map Reference | MB 7 PG 23 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2020-0005967 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MID VALLEY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 OUR WAY, CHICO, CA 95973-9445 |
| Document Number | 0000005968 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020-0005968 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,730 (+12.14%) Land $65,130 Building $244,600 | ||
| 2025 | $3,128.00 (+8.12%) Homeowner's exemption | $276,206 (+4.04%) Land $63,853 Building $212,353 | |
| 2024 | $676,440 | ||
| 2023 | $2,893.00 (+1.76%) Homeowner's exemption | $265,482 Land $61,374 Building $204,108 | |
| 2022 | $2,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 15 (1993–2025) |
| Claims Outside the SFHA | 6 of 15 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DigitalPath.
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