63 Our Way, Chico, CA 95973 Property Records

Butte County property record for 63 Our Way, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,951 sqft · built 1977
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jan 2026)
Tax Bill	$5,586 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-300-081-000`

Property Details

APN / Parcel Number

Primary APN	`047-300-081-000`
Alternative APN	`047-300-081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Wood
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	047-300-081
Street Address	63 OUR WAY
City	CHICO
State	CA
Zip	95973-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	63 OUR WAY
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 OUR WAY, CHICO, CA 95973-9445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 27, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	20261775
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 9, 2026
Property Address	63 OUR WAY, CHICO, CA 95973-9445
Document Number	0000001775
Map Reference	MB 7 PG 23
Instrument Date	Dec 30, 2025
Instrument	2026-0001775
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 OUR WAY, CHICO, CA 95973-9445

Mortgage

Document Number	0000001776
Date	Jan 9, 2026
Instrument	2026-0001776

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	63 OUR WAY, CHICO, CA 95973-9445
Document Number	0000031898
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 OUR WAY CHICO CA 959739445, CHICO, CA 95973-9445

Mortgage

Document Number	0000031898
Date	Aug 12, 2020
Instrument	31898

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2045

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,769 (+2%) Land $200,052 Building $299,717
2025	$5,586.00 (+7.9%) Homeowner's exemption	$489,971 (+4.04%) Land $196,130 Building $293,841
2024			$633,150
2023	$5,177.00 (+1.67%) Homeowner's exemption	$470,947 Land $188,515 Building $282,432
2022	$5,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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