81 Open Sky Bend, Laurel, MT 59044 Property Records

Yellowstone County property record for 81 Open Sky Bend, Laurel, MT 59044 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,088 sqft · built 2018
Lot Size	1.01 acres (44,257 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,475 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2018 Refinance + 4 more
Flood Zone	Zone D (undetermined)
APN	`000C157310`

Property Details

APN / Parcel Number

Primary APN	`000C157310`
Alternative APNs	`03-0819-15-1-02-33-0000` `R0354632` `C15731`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,088 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,625 sqft
Basement Area	1,625 sqft
Finished Basement	1,463 sqft
Unfinished Basement	162 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,257 sqft (1.01 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Frame Porch
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 OPEN SKY BND
City	LAUREL
State	MT
Zip	59044-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTERRA PLACE SUB (07), S15, T02 S, R23 E, BLOCK 1, LOT 10A, AMD (15)
Legal Range	23E
Legal Township	02S
Legal Section	15
Legal Subdivision	MONTERRA PLACE SUB (07)
Legal Block	1
Legal Lot Number	10A
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1005
Census Tract	1403

Owner

Source: Yellowstone County records · APN 000C157310

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2018	Deed of Trust, Mortgage · ARM WESTERN SECURITY BANK
Dec 05, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN SECURITY BANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN SECURITY BANK
Apr 24, 2018	Warranty Deed, Transfer FIRST MONTANA TITLE
Dec 28, 2017	Loan Modification, Mortgage STOCKMAN BK/MT
Jan 13, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003851207
Date	Jun 07, 2018
Instrument	000003851207

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 01, 2024
Index	1-Year CMT

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003869992
Date	Dec 05, 2018
Instrument	3869992

Lender

Name	WESTERN SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003930133
Date	Jul 31, 2020
Instrument	3930133

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 24, 2018
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0003847249
Instrument Date	Apr 23, 2018
Instrument	3847249
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 W 13TH ST LAUREL MT 590449633, LAUREL, MT 59044-9633

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0003837604
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3835 OLD HIGHWAY 10 W LAUREL MT 590449766, LAUREL, MT 59044-9766

Mortgage

Document Number	0003837604
Date	Jan 02, 2018
Instrument	3837604

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2019

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	81 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0003804206
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 03, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3835 OLD HIGHWAY 10 W LAUREL MT 590449766, LAUREL, MT 59044-9766

Mortgage

Document Number	0003804206
Date	Jan 30, 2017
Instrument	3804206

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$654,500 (+26.79%) Land $111,725 Building $542,775	$654,500 (+26.79%) Land $111,725 Building $542,775
2024	$3,475.00 (+6.27%)
2023	$3,270.00	$516,200	$516,200 Land $81,013 Building $435,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110014031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Nemont Telephone Cooperative, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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