20 Open Sky Bend, Laurel, MT 59044 Property Records

Yellowstone County property record for 20 Open Sky Bend, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,474 sqft · built 2011
Lot Size	1.13 acres (49,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,425 (Jun 2023)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000C157500`

Property Details

APN / Parcel Number

Primary APN	`000C157500`
Alternative APNs	`03-0819-15-1-03-29-0000` `R0354651` `C15750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,474 sqft
Basement Area	796 sqft
Finished Basement	718 sqft
Unfinished Basement	78 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,441 sqft
View / Lot	Neighborhood / Spot
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	122 sqft
Deck Area	99 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 OPEN SKY BND
City	LAUREL
State	MT
Zip	59044-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTERRA PLACE SUB (07), S15, T02 S, R23 E, BLOCK 2, LOT 15, (07) 1.135 AC (OLD#D2454)
Legal Range	23E
Legal Township	02S
Legal Section	15
Legal Subdivision	MONTERRA PLACE SUB (07)
Legal Block	2
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1004
Census Tract	1403

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 OPEN SKY BND, LAUREL, MT 59044-8506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Dec 1, 2020	Warranty Deed, Transfer FIRST MONTANA TITLE
Feb 1, 2018	Warranty Deed, Transfer GRANT MOUNTAIN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Dec 1, 2020
Deed Document Number	20234048401
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	20 OPEN SKY BND, LAUREL, MT 59044-8506
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OPEN SKY BND BAD, LAUREL, MT 59044-8506

Mortgage

Document Number	0004113634
Date	Sep 5, 2025
Instrument	4113634

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 2, 2023
Property Address	20 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0004048401
Map Reference	DOC 3395628
Instrument Date	May 24, 2023
Instrument	4048401
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 OPEN SKY BND, LAUREL, MT 59044-8506

Mortgage

Document Number	0004048402
Date	Jun 2, 2023
Instrument	4048402

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 1, 2020
Property Address	20 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0003949815
Instrument Date	Nov 22, 2020
Instrument	3949815
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7162 LAKOTA LAKES RD #R JOHNSTOWN CO 805345629, R, JOHNSTOWN, CO 80534-5629

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 1, 2018
Property Address	20 OPEN SKY BND, LAUREL, MT 59044-8506
Document Number	0003840356
Instrument Date	Jan 31, 2018
Instrument	3840356
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 OPEN SKY BND LAUREL MT 590448506, LAUREL, MT 59044-8506

Mortgage

Document Number	3840357
Date	Feb 1, 2018
Instrument	3840357

Lender

Name	GRANT MOUNTAIN LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,900 (+25.57%) Land $116,915 Building $412,985	$529,900 (+25.57%) Land $116,915 Building $412,985
2025	$2,583.00 (-3.37%)
2023	$2,673.00	$422,000	$422,000 Land $84,683 Building $337,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Nemont, Verizon.

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