81 N 3rd St, Shelby, OH 44875 Property Records

Richland County property record for 81 N 3rd St, Shelby, OH 44875 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,103 sqft · built 1952
Lot Size	0.2 acres (8,699 sqft)
Owner	Individual Name on File
Last Sale	$84,150 (Jul 2026)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2012 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-194-06-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-194-06-000`
Alternative APN	`08129`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,699 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	81 N 3RD ST
City	SHELBY
State	OH
Zip	44875-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1929 60 X
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

Source: Richland County records · APN 046-08-194-06-000

Assessment roll updated April 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	81 N 3RD ST, SHELBY, OH 44875-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer SOUTHERN TITLE
Dec 28, 2012	Deed of Trust, Mortgage · Reverse Mortgage GMFS LLC
Feb 17, 2026	Administrator's Deed, Transfer SOUTHERN TITLE
Feb 17, 2026	Affidavit of Death of Joint Tenant, Transfer SOUTHERN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	20268378
Deed Book / Page	3045 / 2897
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	01552/0581
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 20, 2026
Property Address	81 N 3RD ST, SHELBY, OH 44875-1051
Document Number	0000008378
Book / Page	3045 / 2897
Instrument Date	Jul 15, 2026
Instrument	20268378
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Tax	$33,996.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 N 3RD ST, SHELBY, OH 44875-1051

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	81 N 3RD ST, SHELBY, OH 44875-1051
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02192/0373
Date	Dec 28, 2012
Book Page	2192/0373
Instrument	201200016494

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1009 Months
Due	Jan 03, 2097

Interest

Rate Type	Fixed Rate

February 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	RICHLAND OH
Recording Date	Feb 17, 2026
Property Address	81 N 3RD ST, SHELBY, OH 44875-1051
Document Number	03038/4087
Book / Page	3038 / 4087
Instrument Date	Feb 12, 2026
Instrument	202600001759
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	774 W 4TH ST, MANSFIELD, OH 44906-2542
Investor	Possibly a Property Investor

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RICHLAND OH
Recording Date	Feb 17, 2026
Property Address	81 N 3RD ST, SHELBY, OH 44875-1051
Document Number	03038/4084
Book / Page	3038 / 4084
Instrument Date	Feb 12, 2026
Instrument	202600001758
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 N 3RD ST, SHELBY, OH 44875-1051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00	$29,460 (-) Land $3,970 Building $25,490
2024	$1,245.00 (+60.44%) Homeowner's exemption	$29,460 (-) Land $3,970 Building $25,490
2023	$776.00 (+5.87%) Homeowner's exemption	$29,460 (+13.66%) Land $3,970 Building $25,490	$84,160 (+13.62%) Land $11,330 Building $72,830
2022	$733.00 Homeowner's exemption	$25,920 Land $4,120 Building $21,800
2020			$74,070 Land $11,780 Building $62,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (39139C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391390026004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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