77 N 3rd St, Shelby, OH 44875 Property Records

Richland County property record for 77 N 3rd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,126 sqft · built 1956
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on Record
Last Sale	$54,900 (Nov 2002)
Tax Bill	$839 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-052-03-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-052-03-000`
Alternative APN	`08131`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	50 ft deep x 75 ft wide
Porch	Slab
Porch Area	160 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	77 N 3RD ST
City	SHELBY
State	OH
Zip	44875-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1934 N 1/2 75 X 50
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	77 N 3RD ST, SHELBY, OH 44875-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Sep 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF OHIO
Dec 6, 2016	Deed of Trust, Mortgage FIRST FEDERAL BANK OF OHIO
Mar 25, 2021	Transfer on Death Deed, Transfer BARRISTER TITLE
Aug 6, 2015	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Prior Sale	May 1, 1989 · Amount on Record
Last Transfer Date	Mar 25, 2021
Transfer Doc	002876/181
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	77 N 3RD ST, SHELBY, OH 44875-1051
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 3RD ST, SHELBY, OH 44875-1051

Mortgage

Document Number	003034/877
Date	Oct 27, 2025
Book Page	3034/877
Instrument	202500011589

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	77 N 3RD ST, SHELBY, OH 44875-1051
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01569/0229
Date	Sep 29, 2005
Book Page	1569/0229
Instrument	200500018376

Lender

Name	FIRST FEDERAL BANK OF OHIO
Address	140 N COLUMBUS ST, GALION, OH 44833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 5, 2015

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	77 N 3RD ST, SHELBY, OH 44875-1051
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02505/0608
Date	Dec 6, 2016
Book Page	2505/0608
Instrument	201600013782

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 25, 2021
Property Address	77 N 3RD ST, SHELBY, OH 44875-1051
Document Number	002876/181
Book / Page	2876 / 181
Map Reference	VOL 9 PG 28
Instrument Date	Mar 25, 2021
Instrument	202100004139
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	BARRISTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 3RD ST, SHELBY, OH 44875-1051

August 2015: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 6, 2015
Property Address	77 N 3RD ST, SHELBY, OH 44875-1051
Document Number	02400/0882
Book / Page	2400 / 0882
Map Reference	MB9 PG28
Instrument Date	Jul 21, 2015
Instrument	201500008780
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 3RD ST, SHELBY, OH 44875-1051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00	$22,540 (-) Land $2,790 Building $19,750
2024	$839.00 (-2.67%) Homeowner's exemption	$22,540 (-) Land $2,790 Building $19,750
2023	$862.00 (+3.61%) Homeowner's exemption	$22,540 (+15.71%) Land $2,790 Building $19,750	$64,400 (+15.72%) Land $7,960 Building $56,440
2022	$832.00 Homeowner's exemption	$19,480 Land $2,900 Building $16,580
2020			$55,650 Land $8,280 Building $47,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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