81 Macdougal Rd, Roscoe, NY 12776 Property Records

Delaware County and Colchester Town property record for 81 Macdougal Rd, Roscoe, NY 12776

Property Summary

Property Type	Single Family Home
Lot Size	5.33 acres (232,175 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2026)
Tax Bill	$2,495 (2026)
Deeds & Mortgages	May 2026 Sale Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122400 409.-3-18`

Property Details

APN / Parcel Number

Primary APN	`122400 409.-3-18`
Alternative APN	`24004090000003018000`

Exterior

Lot Area	232,175 sqft (5.33 acres)

Location & Zoning

Street Address	81 MACDOUGAL RD
City	ROSCOE
State	NY
Zip	12776-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & 15 LOT 18
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	1
Census Block	1047
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14919 8TH AVE, 30, WHITESTONE, NY 11357-1636
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 26, 2017	Deed of Trust, Mortgage SUSTAINABLE NEIGHBORHOODS LLC
Sep 15, 2021	Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	20262558
Deed Book / Page	1851 / 28
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	May 6, 2026
Property Address	81 MACDOUGAL RD, ROSCOE, NY 12776-2449
Document Number	0001851/28
Book / Page	1851 / 28
Instrument Date	Apr 2, 2026
Instrument	2026.2558
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	81 MACDOUGAL RD, ROSCOE, NY 12776-2449
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002548/290
Date	Dec 8, 2025
Book Page	2548/290
Instrument	8009

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	81 MACDOUGAL RD, ROSCOE, NY 12776-2449
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002087/0000000316
Date	Jun 26, 2017
Book Page	0000002087/0000000316
Instrument	000000004565

Lender

Name	SUSTAINABLE NEIGHBORHOODS LLC

Agreement

Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Sep 15, 2021
Property Address	81 MACDOUGAL RD, ROSCOE, NY 12776-2449
Document Number	001683/213
Book / Page	1683 / 213
Instrument Date	Sep 8, 2021
Instrument	6856
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 WELLS AVE, HAMPTON, NJ 08827-2733

Mortgage

Document Number	0000006857
Date	Sep 15, 2021
Instrument	6857

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Roscoe Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,495.00 (+175.08%)
2025	$907.00 (-78.12%)	$3,000 (-) Land $600 Building $2,400	$75,000 (-) Land $15,000 Building $60,000
2023		$3,000 Land $600 Building $2,400	$75,000 Land $15,000 Building $60,000
2020	$4,145.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	55 (1978–2017)
Claims Outside the SFHA	23 of 55
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 31 claims Tropical Depression Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

May also be available: T-Mobile.

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