St. Lawrence County and Potsdam Town property record for 81 Lower Pine St, Potsdam, NY 13676 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,196 sqft · built 1976 |
| Lot Size | 9.84 acres (428,630 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,204 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2018 Line of Credit |
| APN | 407403 64.049-1-1 |
| Primary APN | 407403 64.049-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 428,630 sqft (9.84 acres) |
| Lot Width | 526 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 376 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 407403 64.049-1-1 |
|---|---|
| Street Address | 81 LOWER PINE ST |
| City | POTSDAM |
| State | NY |
| Zip | 13676-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 94SP87000 88SP90000 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 491000 |
Source: St. Lawrence County and Potsdam Town records · APN 407403 64.049-1-1
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit NORTH COUNTRY SAVINGS BANK |
| Oct 11, 2018 | Deed of Trust, Mortgage · Line of Credit NORTH CNTRY SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 81 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 81 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Document Number | 15498 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | R-2021-00015498 |
| Name | NORTH COUNTRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CANTON, NY 13617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 81 LOWER PINE ST, POTSDAM, NY 13676-3100 |
| Document Number | 0000013928 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 81 LOWER PINE ST POTSDAM NY 136763100, POTSDAM, NY 13676-3100 |
| Document Number | 0000013928 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 13928 |
| Name | NORTH CNTRY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CANTON, NY 13617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Lawrence County and Potsdam Town records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Municipality | Potsdam Village |
| Unified School District | Potsdam Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,204.00 | $200,000 (+45.67%) Land $81,300 Building $118,700 | $200,000 (+7.79%) Land $81,300 Building $118,700 |
| 2023 | $137,300 Land $54,200 Building $83,100 | $185,541 Land $73,243 Building $112,298 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Atlas Connectivity | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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