79 Lower Pine St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 79 Lower Pine St, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,755 sqft · built 1910
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2021)
Tax Bill$7,033 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
APN407403 64.049-1-2

Property Details

APN / Parcel Number

Primary APN407403 64.049-1-2
Alternative APN
  • 740306404900010020000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,755 sqft Living Area
1st Floor Area952 sqft
2nd Floor Area675 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions240 ft deep x 88 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number407403 64.049-1-2
Street Address79 LOWER PINE ST
CityPOTSDAM
StateNY
Zip13676-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description77SP24000 88X248X88X231 90SP53000
Legal Block1
Legal Lot Number2.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4004
Census Tract491000

Owner

79 Lower Pine St is owned and occupied by two individuals who bought it in August 2021.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address79 LOWER PINE ST, POTSDAM, NY 13676-3100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on File
Deed SaleAug 17, 2021 · Amount on File
Prior SaleMay 14, 2012 · Amount on File
Deed Document Number202110859
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateAug 17, 2021
Property Address79 LOWER PINE ST, POTSDAM, NY 13676-3100
Document Number10859
Instrument DateJul 16, 2021
InstrumentR-2021-00010859
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address79 LOWER PINE ST, 79, POTSDAM, NY 13676-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 BAGDAD RD, POTSDAM, NY 13676-3178

Mortgage

Document Number10860
DateAug 17, 2021
InstrumentR-2021-00010860
Lender
NameTHE MCGRATH BROTHERS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 79 Lower Pine St was $7,033, down 7.1% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
MunicipalityPotsdam Village
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,033.00 (-7.11%)
2025$7,571.00$172,000 Land $20,800 Building $151,200$172,000 Land $20,800 Building $151,200
2023$126,700 Land $11,400 Building $115,300$171,216 Land $15,405 Building $155,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 79 Lower Pine St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Lower Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTSDAM VILLAGE
serves 8,312 people · EPA ID NY4404397
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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