81 Locust Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 81 Locust Ave, Rye, NY 10580

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,604 sqft · built 1924
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Feb 1996)
Tax Bill	$15,184 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`551400 146-6-2-25`

Property Details

APN / Parcel Number

Primary APN	`551400 146-6-2-25`
Alternative APN	`140014600600020250000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,604 sqft Total Area
1st Floor Area	836 sqft
2nd Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	81 LOCUST AVE
City	RYE
State	NY
Zip	10580-1617
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Subdivision	MAP OF LOTS BELONGING TO DISBROW BUDD
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3000
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	81 LOCUST AVE, RYE, NY 10580-1617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 1996 · Amount on Record
Deed Sale	Feb 22, 1996 · Amount on Record
Deed Book / Page	11366 / 131
Last Transfer Date	Mar 3, 2023
Transfer Doc	0000003268
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 7, 2023
Property Address	81 LOCUST AVE, RYE, NY 10580-1617
Document Number	0630613268
Instrument Date	Mar 3, 2023
Instrument	630613268
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	81 LOCUST AVE, RYE, NY 10580-1617

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,184.00	$13,050 (-) Land $6,100 Building $6,950	$1,105,932 (+6.78%) Land $516,949 Building $588,983
2024	Homeowner's exemption Senior Citizen's exemption	$13,050 (-) Land $6,100 Building $6,950	$1,035,714 (+2.38%) Land $484,127 Building $551,587
2023		$13,050 Land $6,100 Building $6,950	$1,011,628 Land $472,868 Building $538,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	24 (1978–2023)
Claims Outside the SFHA	18 of 24
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20