Westchester County and Rye City property record for 155 Locust Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 5,335 sqft · built 1920 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Jul 2004) |
| Tax Bill | $35,140 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-2-22 |
| Primary APN | 551400 146-6-2-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,335 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| 2nd Floor Area | 2,485 sqft |
| Upper Floors Area | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 43,996 sqft (1.01 acres) |
| Street Address | 155 LOCUST AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | SUBDIVISION MAP CLINTON AVENUE |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 146-6-2-22
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 28, 2018 | Grant Deed, Transfer FIRST NAT'L BK/LONG ISLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2004 · Amount on Record |
| Deed Sale | Jul 07, 2004 · Amount on Record |
| Prior Sale | Apr 24, 2000 · Amount on Record |
| Deed Document Number | 200441670092 |
| Prior Transfer Date | Nov 30, 1998 |
| Prior Transfer Doc | 1221000066 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Document Number | 0620753336 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 620753336 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Document Number | 0620753334 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 620753334 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 28, 2018 |
| Property Address | 155 LOCUST AVE, RYE, NY 10580-1649 |
| Document Number | 0580333228 |
| Book / Page | 058033 / 003228 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | GLOBALSERVE TITLE AGENCY CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 62 FRANKLIN AVE RYE NY 105802545, RYE, NY 10580-2545 |
| Document Number | 580573136 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 058057/003136 |
| Name | FIRST NAT'L BK/LONG ISLAND |
|---|---|
| Type | Bank |
| Address | 10 GLEN HEAD RD, GLEN HEAD, NY 11545-1411 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,140.00 | $30,200 (-) Land $9,500 Building $20,700 | $2,559,322 (+6.78%) Land $805,085 Building $1,754,237 |
| 2024 | $30,200 (-) Land $9,500 Building $20,700 | $2,396,825 (+2.38%) Land $753,968 Building $1,642,857 | |
| 2023 | $30,200 Land $9,500 Building $20,700 | $2,341,085 Land $736,434 Building $1,604,651 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 24 (1978–2023) |
| Claims Outside the SFHA | 18 of 24 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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