Webster County property record for 81 Lloyd St, Cowen, WV 26206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1998 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $99 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-0026.0005 |
| Primary APN | 04-10-0026.0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.189 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 LLOYD ST |
|---|---|
| City | COWEN |
| State | WV |
| Zip | 26206-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.19 AC SURF NEAR COWEN |
| Jurisdiction | WEBSTER WV |
| Township / Civil Division | SOUTHERN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970300 |
Source: Webster County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 552 SHELL RD, THOMASVILLE, NC 27360-0092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000241538 |
| Record Updated | Jun 8, 2026 |
Source: Webster County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99.00 (-6.6%) Homeowner's exemption Disabled Person's exemption | $34,680 (-2.69%) Land $4,200 Building $30,480 | $57,800 (-2.69%) Land $7,000 Building $50,800 |
| 2023 | $106.00 Homeowner's exemption Disabled Person's exemption | $35,640 Land $4,200 Building $31,440 | $59,400 Land $7,000 Building $52,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1981–2016) |
| Claims Outside the SFHA | 12 of 38 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEN PSD serves 3,098 people · EPA ID WV3305103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 Treatment failure not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Citynet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures