Webster County property record for 114 Lloyd St, Cowen, WV 26206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1958 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $255 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-8-0034.0000 |
| Primary APN | 04-8-0034.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Coal |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 LLOYD ST |
|---|---|
| City | COWEN |
| State | WV |
| Zip | 26206-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 68 69 TYLER ADD TO COWEN 100 X 130.0 |
| Legal Subdivision | TYLER ADD |
| Legal Lot Number | 68,69 69 |
| Jurisdiction | WEBSTER WV |
| Township / Civil Division | SOUTHERN |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 970300 |
114 Lloyd St is owned by an individual who acquired it in October 2022.
Source: Webster County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 737, COWEN, WV 26206-0737 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 |
| Deed Sale | Oct 6, 2022 |
| Deed Document Number | 000RF13460 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 114 Lloyd St was $255.
Source: Webster County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255.00 | $18,780 Land $3,360 Building $15,420 | $31,300 Land $5,600 Building $25,700 |
| 2023 | $255.00 | $18,780 Land $3,360 Building $15,420 | $31,300 Land $5,600 Building $25,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Lloyd St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1981–2016) |
| Claims Outside the SFHA | 12 of 38 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Lloyd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEN PSD serves 3,098 people · EPA ID WV3305103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 Treatment failure not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Citynet.
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