81 Lighthouse Ln, Moneta, VA 24121 Property Records

Franklin County property record for 81 Lighthouse Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,870 sqft · built 2002
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Jun 2025)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 01-077 00`

Property Details

APN / Parcel Number

Primary APN	`032 01-077 00`
Alternative APN	`38396`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	3,384 sqft
1st Floor Area	1,836 sqft
Basement Area	1,836 sqft
Finished Basement	900 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Rolling
Garage Area	651 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	570 sqft
Deck Area	293 sqft
Patio Area	553 sqft
Balcony Area	34 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38396
Street Address	81 LIGHTHOUSE LN
City	MONETA
State	VA
Zip	24121-1991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	VILLAS AT SAUNDERS COVE LOT 4-A
Legal Subdivision	VILLAS AT SAUNDERS COV
Legal Lot Number	4-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

Source: Franklin County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2150 PAINTER CT, HAYMARKET, VA 20169-1343
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	20253863
Deed Book / Page	1230 / 1494
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000004248
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 29, 2026
Property Address	81 LIGHTHOUSE LN, MONETA, VA 24121-1991
Document Number	0000004248
Book / Page	1246 / 5823
Instrument Date	Jun 16, 2026
Instrument	20264248
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2150 PAINTER CT, HAYMARKET, VA 20169-1343

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 15, 2017
Property Address	81 LIGHTHOUSE LN, MONETA, VA 24121-1991
Document Number	0011001682
Book / Page	001100 / 001682
Instrument Date	Nov 10, 2017
Instrument	7345
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LIGHTHOUSE LN MONETA VA 241211991, MONETA, VA 24121-1991

Mortgage

Document Number	11001685
Date	Nov 15, 2017
Book Page	001100/001685
Instrument	7346

Lender

Name	ALCOVA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00 (+11.9%)	$737,000 (+58.7%) Land $112,000 Building $625,000	$737,000 (+58.7%) Land $112,000 Building $625,000
2023	$2,832.00	$464,400 (-) Land $105,000 Building $359,400	$464,400 (-) Land $105,000 Building $359,400
2022		$464,400 Land $105,000 Building $359,400	$464,400 Land $105,000 Building $359,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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