105 Lighthouse Ln, Moneta, VA 24121 Property Records

Franklin County property record for 105 Lighthouse Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,152 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,090,000 (Jan 2026)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Jan 2026 Sale May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032 01-072 00`

Property Details

APN / Parcel Number

Primary APN	`032 01-072 00`
Alternative APN	`38367`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	2,120 sqft
Basement Area	2,120 sqft
Finished Basement	2,120 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	518 sqft
Balcony Area	32 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	38367
Street Address	105 LIGHTHOUSE LN
City	MONETA
State	VA
Zip	24121-1996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	VILLAS AT SAUNDERS COVE LOT 1
Legal Subdivision	VILLAS AT SAUNDERS COV
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 HOME ST, TERRACE PARK, OH 45174-1115
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed, Transfer
May 23, 2022	Transfer on Death Deed, Transfer
Feb 2, 2017	Grant Deed, Transfer · Conventional Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	2026624
Deed Book / Page	1240 / 951
Prior Transfer Date	Jul 25, 2014
Prior Transfer Doc	00105002531
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 28, 2026
Property Address	105 LIGHTHOUSE LN, MONETA, VA 24121-1996
Document Number	0012400951
Book / Page	1240 / 951
Map Reference	MB 744 PG 1958
Instrument Date	Jan 20, 2026
Instrument	260000624
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Amount	Amount Recorded
Tax	$545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 HOME ST, TERRACE PARK, OH 45174-1115

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 23, 2022
Property Address	105 LIGHTHOUSE LN, MONETA, VA 24121-1996
Document Number	0011842381
Book / Page	1184 / 2381
Map Reference	MB 744 PG 1958
Instrument Date	May 23, 2022
Instrument	220004079
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LIGHTHOUSE LN, MONETA, VA 24121-1996

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 2, 2017
Property Address	105 LIGHTHOUSE LN, MONETA, VA 24121-1996
Document Number	0010882210
Book / Page	001088 / 002210
Instrument Date	Feb 1, 2017
Instrument	730
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 LIGHTHOUSE LN MONETA VA 241211996, MONETA, VA 24121-1996

Mortgage

Document Number	10882215
Date	Feb 2, 2017
Book Page	001088/002215
Instrument	731

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,100.00 (+8.78%)	$953,500 (+54.29%) Land $192,000 Building $761,500	$953,500 (+54.29%) Land $192,000 Building $761,500
2023	$3,769.00	$618,000 (-) Land $185,000 Building $433,000	$618,000 (-) Land $185,000 Building $433,000
2022		$618,000 Land $185,000 Building $433,000	$618,000 Land $185,000 Building $433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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