81 Keystone Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 81 Keystone Ct, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	5,715 sqft · built 2017
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$17,000,000 (Aug 2017)
Tax Bill	$33,313 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-03503-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`02-03503-0000-00005-01`
Alternative APNs	`02035030000000050001` `020350100000000501`

Interior

Building Area	5,715 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	113,256 sqft

Location & Zoning

Old Parcel Number	020350100000000501
Street Address	81 KEYSTONE CT
City	BASKING RIDGE
State	NJ
Zip	07920-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAJOR SUB
Legal Block	3503
Legal Lot Number	5.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2022	Intrafamily Transfer, Transfer
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 21, 2017	Grant Deed, Transfer BANK OF AMERICA
Feb 27, 2017	Grant Deed, Mortgage PROVIDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	201733659
Deed Book / Page	6983 / 3333
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000013363
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000047616
Date	Dec 2, 2022
Book Page	7482/3198
Instrument	2022047616

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000037894
Date	Sep 6, 2022
Book Page	7467/3610
Instrument	2022037894

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jul 27, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Mar 31, 2022
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000013363
Book / Page	7435 / 177
Instrument Date	Mar 18, 2022
Instrument	2022013363
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000056789
Date	Sep 22, 2021
Book Page	7384/3461
Instrument	2021056789

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 23, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023479
Date	Jun 8, 2020
Book Page	7217/582
Instrument	2020023479

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 21, 2017
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000033659
Book / Page	006983 / 003333
Instrument Date	Jul 20, 2017
Instrument	33659
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, REPUBLIC NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 KEYSTONE CT BASKING RIDGE NJ 079201352, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	33660
Date	Aug 21, 2017
Book Page	006983/003341
Instrument	33660

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 27, 2017
Property Address	81 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Book / Page	006944 / 000957
Instrument Date	Feb 15, 2017
Instrument	8649
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 STONEHOUSE RD BASKING RIDGE NJ 079202630, BASKING RIDGE, NJ 07920-2630

Mortgage

Document Number	0000008649
Date	Feb 27, 2017
Book Page	006944/000957
Instrument	8649

Lender

Name	PROVIDENT BK
Type	Bank
Address	100 WOOD AVE S, ISELIN, NJ 08830-2727

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,940,600 (-1.67%) Land $456,200 Building $1,484,400	$1,940,600 (-1.67%) Land $456,200 Building $1,484,400
2025	$33,313.00 (+2.44%)	$1,973,500 (+15.81%) Land $456,200 Building $1,517,300	$1,973,500 (+15.81%) Land $456,200 Building $1,517,300
2024	$32,518.00 (+3.17%)
2023		$1,704,100 Land $419,400 Building $1,284,700	$1,704,100 Land $419,400 Building $1,284,700
2022	$31,518.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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