75 Keystone Ct, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 75 Keystone Ct, Basking Ridge, NJ 07920 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5,715 sqft · built 2016
Lot Size	1.51 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Aug 2025)
Tax Bill	$32,129 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03503-0000-00005-02`

Property Details

APN / Parcel Number

Primary APN	`02-03503-0000-00005-02`
Alternative APNs	`02035030000000050002` `020350100000000502`

Interior

Building Area	5,715 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	66,211 sqft

Location & Zoning

Old Parcel Number	020350100000000502
Street Address	75 KEYSTONE CT
City	BASKING RIDGE
State	NJ
Zip	07920-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 5.15
Legal Subdivision	TOWNSHIP/BERNARD
Legal Block	3503
Legal Lot Number	5.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records · APN 02-03503-0000-00005-02

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage RSI BANK
Apr 19, 2017	Deed, Transfer · ARM RSI BANK
Feb 27, 2017	Grant Deed, Mortgage PROVIDENT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2025 · Amount on Record
Deed Sale	Aug 06, 2025 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	202521085
Deed Book / Page	7631 / 1152
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070529
Date	Dec 06, 2021
Book Page	7407/135
Instrument	2021070529

Lender

Name	RSI BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 01, 2031
Change Frequency	2 Years
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	6-Month T-Bill
Max Rate	8.87%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 19, 2017
Property Address	75 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Document Number	0000015644
Book / Page	6954 / 0352
Instrument Date	Mar 28, 2017
Instrument	2017015644
Transaction Type	Transfer
Record Updated	Nov 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 367, MILLINGTON, NJ 07946-0367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352

Mortgage

Document Number	0000015645
Date	Apr 19, 2017
Instrument	2017015645

Lender

Name	RSI BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 01, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 27, 2017
Property Address	75 KEYSTONE CT, BASKING RIDGE, NJ 07920-1352
Book / Page	006944 / 000957
Instrument Date	Feb 15, 2017
Instrument	8649
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 STONEHOUSE RD BASKING RIDGE NJ 079202630, BASKING RIDGE, NJ 07920-2630

Mortgage

Document Number	0000008649
Date	Feb 27, 2017
Book Page	006944/000957
Instrument	8649

Lender

Name	PROVIDENT BK
Type	Bank
Address	100 WOOD AVE S, ISELIN, NJ 08830-2727

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,853,500 (-2.62%) Land $413,500 Building $1,440,000	$1,853,500 (-2.62%) Land $413,500 Building $1,440,000
2025	$32,129.00 (+2.57%)	$1,903,400 (+15.21%) Land $413,500 Building $1,489,900	$1,903,400 (+15.21%) Land $413,500 Building $1,489,900
2024	$31,324.00 (+2.74%)
2023		$1,652,100 Land $378,500 Building $1,273,600	$1,652,100 Land $378,500 Building $1,273,600
2022	$30,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350526032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Optimum Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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