Polk County property record for 81 High St, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 1959 |
| Lot Size | 0.21 acres (9,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,600 (Nov 1995) |
| Tax Bill | $338 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-31-640900-000100 |
| Primary APN | 26-28-31-640900-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 1,141 sqft |
| 1st Floor Area | 851 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,135 sqft (0.21 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Pool House | Pool House |
|---|---|
| Porch | Florida Room |
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Utility Building | 91 sqft |
| Cooling System | Central |
|---|
| Street Address | 81 HIGH ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SHIPP HGTS UNIT NO 9 PB 43 PG 5 LOT 10 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SHIPP HEIGHTS UNIT 09 |
| Legal Tract | 640900 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14701 |
81 High St is owned and occupied by an individual who bought it in November 1995.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 HIGH ST, WINTER HAVEN, FL 33880-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 1995 · Amount on File |
| Deed Sale | Nov 22, 1995 · Amount on File |
| Deed Book / Page | 3606 / 1090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 81 HIGH ST, WINTER HAVEN, FL 33880-5320 |
| Document Number | 0108621572 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 81 HIGH ST WINTER HAVEN FL 338805320, WINTER HAVEN, FL 33880-5320 |
| Document Number | 0108621572 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 010862/001572 |
| Instrument | 114466 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Jun 3, 2059 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 81 High St was $338 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,824 (+2.7%) | $192,251 (-0.84%) Land $13,500 Building $178,751 | |
| 2025 | $338.00 Homeowner's exemption | $51,435 | $193,889 Land $13,500 Building $180,389 |
| 2023 | $815.00 (+6.82%) Homeowner's exemption | $48,529 (+3%) | $181,257 (+30.58%) Land $13,000 Building $168,257 |
| 2022 | $763.00 Homeowner's exemption | $47,116 | $138,806 Land $11,000 Building $127,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1994–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 High St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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