81 High St, Winter Haven, FL 33880 Property Records

Polk County property record for 81 High St, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,341 sqft · built 1959
Lot Size0.21 acres (9,135 sqft)
OwnerIndividual Name on File
Last Sale$56,600 (Nov 1995)
Tax Bill$338 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-28-31-640900-000100

Property Details

APN / Parcel Number

Primary APN26-28-31-640900-000100
Alternative APNs
  • 312826640900000100
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,341 sqft Living Area
Gross Area1,141 sqft
1st Floor Area851 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area9,135 sqft (0.21 acres)
Lot Dimensions140 ft deep x 65 ft wide
View / LotCommercial/Industrial

Exterior Amenities

Pool HousePool House
PorchFlorida Room
Porch Area384 sqft
Shed1 Shed
Utility Building91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address81 HIGH ST
CityWINTER HAVEN
StateFL
Zip33880-5320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SHIPP HGTS UNIT NO 9 PB 43 PG 5 LOT 10
Legal Range26E
Legal Township28S
Legal Section31
Legal SubdivisionLAKE SHIPP HEIGHTS UNIT 09
Legal Tract640900
Legal Block1
Legal Lot Number10
Legal Unit9
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1019
Census Tract14701

Owner

81 High St is owned and occupied by an individual who bought it in November 1995.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address81 HIGH ST, WINTER HAVEN, FL 33880-5320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 1995 · Amount on File
Deed SaleNov 22, 1995 · Amount on File
Deed Book / Page3606 / 1090
Record UpdatedOct 29, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address81 HIGH ST, WINTER HAVEN, FL 33880-5320
Document Number0108621572
Instrument DateMay 2, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 HIGH ST WINTER HAVEN FL 338805320, WINTER HAVEN, FL 33880-5320

Mortgage

Document Number0108621572
DateJun 4, 2019
Book Page010862/001572
Instrument114466
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
AmountAmount on Record
Term480 Months
DueJun 3, 2059
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 81 High St was $338 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,824 (+2.7%)$192,251 (-0.84%) Land $13,500 Building $178,751
2025$338.00 Homeowner's exemption$51,435$193,889 Land $13,500 Building $180,389
2023$815.00 (+6.82%) Homeowner's exemption$48,529 (+3%)$181,257 (+30.58%) Land $13,000 Building $168,257
2022$763.00 Homeowner's exemption$47,116$138,806 Land $11,000 Building $127,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 High St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on High St

Nearby Streets

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