79 High St, Winter Haven, FL 33880 Property Records

Polk County property record for 79 High St, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1959
Lot Size	0.21 acres (9,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2018)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-31-640900-000110`

Property Details

APN / Parcel Number

Primary APN	`26-28-31-640900-000110`
Alternative APNs	`312826640900000110` `12826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,135 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,016 sqft
Carport	Carport
Carport Area	2,016 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	432 sqft
Shed	1 Shed
Utility Building	96 sqft

Location & Zoning

Street Address	79 HIGH ST
City	WINTER HAVEN
State	FL
Zip	33880-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SHIPP HGTS UNIT NO 9 PB 43 PG 5 LOT 11
Legal Range	26E
Legal Township	28S
Legal Section	31
Legal Subdivision	LAKE SHIPP HEIGHTS UNIT 09
Legal Tract	640900
Legal Block	1
Legal Lot Number	11
Legal Unit	9
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1019
Census Tract	14701

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 HIGH ST, WINTER HAVEN, FL 33880-5320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage NMB HM LNS INC
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2018256779
Deed Book / Page	10694 / 1821
Last Transfer Date	Jun 28, 2022
Transfer Doc	0000178471
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jun 29, 2022
Property Address	79 HIGH ST, WINTER HAVEN, FL 33880-5320
Document Number	0000178471
Book / Page	12318 / 2177
Map Reference	MB 43 PG 5
Instrument Date	Jun 28, 2022
Instrument	2022178471
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 HIGH ST, 79, WINTER HAVEN, FL 33880-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 HIGH ST, WINTER HAVEN, FL 33880-5320

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 11, 2018
Property Address	79 HIGH ST, WINTER HAVEN, FL 33880-5320
Document Number	0106941821
Book / Page	010694 / 001821
Instrument Date	Dec 10, 2018
Instrument	256779
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 HIGH ST WINTER HAVEN FL 338805320, WINTER HAVEN, FL 33880-5320

Mortgage

Document Number	106941822
Date	Dec 11, 2018
Book Page	010694/001822
Instrument	256780

Lender

Name	NMB HM LNS INC
Address	LEBANON, NJ 00883

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 1, 2018
Property Address	79 HIGH ST, WINTER HAVEN, FL 33880-5320
Document Number	0104701875
Book / Page	010470 / 001875
Instrument Date	Apr 30, 2018
Instrument	92844
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	415 RENEE DR HAINES CITY FL 338445848, HAINES CITY, FL 33844-5848

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (-11.84%) Homeowner's exemption	$186,009 (+18.87%)	$220,420 (+15.9%) Land $13,500 Building $206,920
2023	$2,112.00 (+37.23%) Homeowner's exemption	$156,483 (+31.27%)	$190,185 (+28.65%) Land $13,000 Building $177,185
2022	$1,539.00 Homeowner's exemption	$119,206	$147,833 Land $11,000 Building $136,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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