Essex County and Lynn City property record for 81 Empire St, Lynn, MA 01902
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,948 sqft · built 1900 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Dec 2015) |
| Tax Bill | $9,441 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B:095 L:482 S:026 |
| Primary APN | B:095 L:482 S:026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,948 sqft Living Area |
| Gross Area | 5,780 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,964 sqft (0.091 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 81 EMPIRE ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2191 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R1 |
| Legal Subdivision | LAND UNION ASSOCIATION LYNN |
| Legal Block | 482 |
| Legal Lot Number | 26 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 206400 |
81 Empire St, a triplex, is owned by an individual who bought it in December 2015.
Source: Essex County and Lynn City records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 HORACE ST, 2, EAST BOSTON, MA 02128-1563 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on File |
| Deed Sale | Dec 30, 2015 · Amount on File |
| Prior Sale | Jul 24, 2006 · Amount on File |
| Deed Document Number | 2015473 |
| Deed Book / Page | 34628 / 95 |
| Transfer Doc | 0034628-95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jun 4, 2026 |
| Property Address | 81 EMPIRE ST, LYNN, MA 01902-2191 |
| Document Number | 0043427-37 |
| Book / Page | 43427 / 37 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 81 EMPIRE ST, LYNN, MA 01902-2191 |
| Document Number | 0000002900, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 43427/37 |
| Instrument | 20262900 |
| Name | CORNERSTONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2025 property tax bill for 81 Empire St was $9,441, up 0.3% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,441.00 (+0.25%) | $911,300 (+1.9%) Land $195,700 Building $715,600 |
| 2024 | $9,417.00 (+3.84%) | $894,300 (+9.95%) Land $186,400 Building $707,900 |
| 2023 | $9,069.00 | $813,400 Land $181,700 Building $631,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 81 Empire St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 81 Empire St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Starry, T-Mobile.
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