81 Elm St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 81 Elm St, Worcester, MA 01609

Property Summary

Property Type	Apartments (5+ Units)
Details	5,516 sqft · built 1890
Lot Size	0.145 acres (6,309 sqft)
Owner	Company Name on File
Last Sale	$358,653 (Apr 2024)
Tax Bill	$19,960 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-046-00063`

Property Details

APN / Parcel Number

Primary APN	`2-046-00063`
Alternative APN	`WORC M:02 B:046 L:00063`

Interior

Units	13 Units
Stories	3 Stories
Building Area	5,516 sqft Living Area
Gross Area	8,054 sqft
Basement Area	1,988 sqft
Unfinished Basement	1,988 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,309 sqft (0.145 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	2-046-00063
Street Address	81 ELM ST
City	WORCESTER
State	MA
Zip	01609-2484
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	BO-1
Legal Block	46
Legal Lot Number	63
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4012
Census Tract	731601

Owner

Source: Worcester County and Worcester City records · APN 2-046-00063

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	250 COMMERCIAL ST, STE40, WORCESTER, MA 01608-1726
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Prior Sale	Oct 03, 1988 · Amount on Record
Deed Document Number	2024471
Deed Book / Page	70361 / 260
Transfer Doc	55852-209
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 04, 2024
Property Address	81 ELM ST, WORCESTER, MA 01609-2484
Document Number	070361-260
Book / Page	70361 / 260
Instrument Date	Apr 03, 2024
Instrument	24471
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 COMMERCIAL ST # STE40, STE40, WORCESTER, MA 01608-1726

Mortgage

Document Number	0000024472
Date	Apr 04, 2024
Instrument	24472

Lender

Name	GARY DUTRAM

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$19,960.00 (+7.64%)	$1,513,300 (+17.02%) Land $650,000 Building $863,300
2023	$18,544.00	$1,293,200 Land $585,000 Building $708,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 528 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.