76 Elm St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 76 Elm St, Worcester, MA 01609

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,948 sqft · built 1890
Lot Size	0.145 acres (6,323 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2022)
Tax Bill	$6,730 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-027-00003`

Property Details

APN / Parcel Number

Primary APN	`3-027-00003`
Alternative APN	`WORC M:03 B:027 L:00003`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,948 sqft Living Area
Gross Area	6,234 sqft
1st Floor Area	1,558 sqft
Attic	Attic
Attic Area	1,152 sqft
Basement Area	1,558 sqft
Unfinished Basement	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,323 sqft (0.145 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-027-00003
Street Address	76 ELM ST
City	WORCESTER
State	MA
Zip	01609-2309
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BO-1
Legal Block	27
Legal Lot Number	3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3007
Census Tract	731601

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 ELM ST, WORCESTER, MA 01609-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD
Aug 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Apr 21, 2017	Quit Claim Deed, Foreclosure
Jan 31, 2017	Personal Representative Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Book / Page	68633 / 271
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 20, 2022
Property Address	76 ELM ST, WORCESTER, MA 01609-2309
Document Number	068633-271
Book / Page	68633 / 271
Instrument Date	Dec 20, 2022
Instrument	134231
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ELM ST, WORCESTER, MA 01609-2309

Mortgage

Document Number	0000134232
Date	Dec 20, 2022
Instrument	134232

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 25, 2021
Property Address	76 ELM ST, WORCESTER, MA 01609-2309
Document Number	65907-181
Book / Page	65907 / 181
Instrument Date	Aug 24, 2021
Instrument	119016
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 NEWPORT ST, ARLINGTON, MA 02476-7828

Mortgage

Document Number	119017
Date	Aug 25, 2021
Instrument	119017

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 21, 2017
Property Address	76 ELM ST, WORCESTER, MA 01609-2309
Document Number	57009-188
Book / Page	057009 / 000188
Instrument Date	Apr 18, 2017
Instrument	40170
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FEDERAL ST #3RD BOSTON MA 021102012, 3RD, BOSTON, MA 02110-2012

January 2017: Personal Representative Deed, Foreclosure

Document Type	Personal Representative Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 31, 2017
Property Address	76 ELM ST, WORCESTER, MA 01609-2309
Document Number	56683-140
Book / Page	056683 / 000140
Instrument Date	Jan 5, 2017
Instrument	11154
Transaction Type	Foreclosure
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Tax	$1,125.91
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,730.00 (+4.71%)	$506,800 (+4%) Land $61,800 Building $445,000	$536,798
2025	$6,427.00 (+13.41%)	$487,300 (+23.3%) Land $61,100 Building $426,200
2023	$5,667.00	$395,200 Land $48,300 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile.

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