74 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 74 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 4,310 sqft · built 1905
Lot Size	0.695 acres (30,261 sqft)
Owner	Individual Name on Record
Last Sale	$863,900 (Jul 2022)
Tax Bill	$18,173 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00050-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`16-00050-0000-00002`
Alternative APN	`160005000002`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,310 sqft Living Area
1st Floor Area	1,854 sqft
Upper Floors Area	1,676 sqft
Basement Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	30,261 sqft (0.695 acres)
Lot Dimensions	356 ft deep x 85 ft wide
Garage Area	750 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	74 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	FREEHOLD
Legal Block	50
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2008
Census Tract	810800

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 E MAIN ST, FREEHOLD, NJ 07728-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	202271613
Deed Book / Page	9604 / 6256
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	0089390877
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 12, 2022
Property Address	74 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0096046256
Book / Page	9604 / 6256
Instrument Date	May 26, 2022
Instrument	2022071613
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,997.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 WATERWORKS RD, 156, FREEHOLD, NJ 07728-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 E MAIN ST, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	2022071614
Date	Jul 12, 2022
Instrument	2022071614

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	74 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000081150
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	0000081150
Date	Jul 27, 2020
Book Page	009429/005853
Instrument	81150

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$954,000 (+5.25%) Land $355,200 Building $598,800	$954,000 (+5.25%) Land $355,200 Building $598,800
2025	$18,173.00 (+0.11%)	$906,400 (+4.92%) Land $235,700 Building $670,700	$906,400 (+4.92%) Land $235,700 Building $670,700
2024	$18,153.00 (+21.75%)
2023		$863,900 Land $210,400 Building $653,500	$863,900 Land $210,400 Building $653,500
2022	$14,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures