San Joaquin County property record for 81 E Frost Dr, Tracy, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,777 sqft · built 2023 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $744,000 (Dec 2023) |
| Tax Bill | $10,271 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-560-240-000 |
| Primary APN | 262-560-240-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,178 sqft (0.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 81 E FROST DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95391-8352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 LANGSTON II, TRACT NO. 4047 |
| Legal Subdivision | LANGSTON II |
| Legal Tract | 4047 |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 5223 |
Source: San Joaquin County records · APN 262-560-240-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3517 E TINA DR, MOUNTAIN HOUSE, CA 95391 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP |
| Feb 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Dec 11, 2023 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Deed Document Number | 2023103583 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 06, 2026 |
| Property Address | 81 E FROST DR, TRACY, CA 95391-8352 |
| Document Number | 0000030341 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 202630341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 81 E FROST DR, TRACY, CA 95391-8352 |
| Document Number | 0000030341, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 202630341 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 81 E FROST DR, MOUNTAIN HOUSE, CA 95391-8352 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 81 E FROST DR, MOUNTAIN HOUSE, CA 95391-8352 |
| Document Number | 0000080370 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-080370 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 81 E FROST DR, MOUNTAIN HOUSE, CA 95391-8352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3517 E TINA DR, PHOENIX, AZ 85050-0090 |
| Document Number | 0000012006 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024-012006 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 8.99% |
| Margin | 3 |
| Max Rate | 11.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 11, 2023 |
| Property Address | 81 E FROST DR, MOUNTAIN HOUSE, CA 95391-8352 |
| Document Number | 0000103583 |
| Map Reference | MB 43 PG 187 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-103583 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3517 EAST TINA DRIVE, MOUNTAIN HOUSE, CA 95391 |
| Document Number | 0000103584 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023-103584 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,271.00 (+256.26%) | $707,200 (+2,811.13%) Land $210,000 Building $497,200 | |
| 2023 | $2,883.00 (+80.64%) | $24,293 Land $24,293 | $653,490 |
| 2022 | $1,596.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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