Citrus County property record for 81 E Benjamin St, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,136 sqft Living Area |
| Lot Size | 99,361 sqft (2.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,900 (2017) |
| Tax Bill | $3,733.00 (2025) |
Source: Citrus County records · APN 19E-18S-18-1A000-002.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU |
| Dec 07, 2020 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Aug 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) RESIDENTIAL MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Jun 11, 2015 · Amount on Record |
| Deed Doc Number | 2017033300 |
| Deed Book / Page | 2841 / 1574 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0033941037 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 3394/1037 |
| Instrument | 2023040662 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Title Company | EXPRESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Document Number | 0032430688 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 3243/688 |
| Instrument | 2022002407 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031141305 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 3114/1305 |
| Instrument | 2020066519 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Document Number | 0029971877 |
| Instrument Date | Aug 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 81 E BENJAMIN ST HERNANDO FL 344424624, HERNANDO, FL 34442-4624 |
| Document Number | 0029971877 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 002997/001877 |
| Instrument | 42652 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 14, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 18, 2017 |
| Property Address | 81 E BENJAMIN ST, HERNANDO, FL 34442-4624 |
| Document Number | 0028411573 |
| Book / Page | 002841 / 001573 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 33300 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 81 E BENJAMIN ST HERNANDO FL 344424624, HERNANDO, FL 34442-4624 |
| Document Number | 28411575 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 002841/001575 |
| Instrument | 33301 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,733.00 (+4.3%) Homeowner's exemption Additional exemption filed | $411,100 (-2.73%) Land $55,000 Building $356,100 | $411,100 (-2.73%) Land $55,000 Building $356,100 |
| 2024 | $3,579.00 (+2.4%) Homeowner's exemption Additional exemption filed | $422,630 (+5.43%) Land $47,500 Building $375,130 | $422,630 (+5.43%) Land $47,500 Building $375,130 |
| 2023 | $3,495.00 (+10.81%) Homeowner's exemption Additional exemption filed | $400,880 (+22.45%) Land $44,700 Building $356,180 | $400,880 (+22.45%) Land $44,700 Building $356,180 |
| 2022 | $3,154.00 Homeowner's exemption Additional exemption filed | $327,385 Land $29,750 Building $297,635 | $327,385 Land $29,750 Building $297,635 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-18-1A000-002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,136 sqft Living Area |
| 1st Floor | 2,136 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 99,361 sqft (2.28 acres) |
| Depth X Width | 305 ft x 326 ft Depth x Width |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 888 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 507 sqft Porch |
| Utility Building | 120 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2901772 |
|---|---|
| Old Parcel Number | 1818S19E1A0000020 |
| Street Address | 81 E BENJAMIN ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL HILLS MINI FARMS UNIT 2 UNREC SUB PARCELS 2: NE 1/4 OF SW 1/4 OF NW 1/4 OF SW 1/4 OF SEC 18-18-19 SUB TO A EASE |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | CRYSTAL HILLS MINI FARMS U-2 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 450103 |
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