81 E Benjamin St, Hernando, FL 34442 Property Records

Citrus County property record for 81 E Benjamin St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,136 sqft Living Area
Lot Size99,361 sqft (2.28 acres)
OccupancyOwner Occupied
Last Sale$272,900 (2017)
Tax Bill$3,733.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-1A000-002.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2023Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CU
Dec 07, 2020Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Aug 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CU
Jul 18, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Doc Number2017033300
Deed Book / Page2841 / 1574
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033941037
DateJul 13, 2023
Book Page3394/1037
Instrument2023040662
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 12, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
Transaction TypeMortgage
Record UpdatedFeb 09, 2022
Title CompanyEXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624

Mortgage

Document Number0032430688
DateJan 12, 2022
Book Page3243/688
Instrument2022002407
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031141305
DateDec 07, 2020
Book Page3114/1305
Instrument2020066519
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
Document Number0029971877
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address81 E BENJAMIN ST HERNANDO FL 344424624, HERNANDO, FL 34442-4624

Mortgage

Document Number0029971877
DateAug 15, 2019
Book Page002997/001877
Instrument42652
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2034

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 18, 2017
Property Address81 E BENJAMIN ST, HERNANDO, FL 34442-4624
Document Number0028411573
Book / Page002841 / 001573
Instrument DateJul 07, 2017
Instrument33300
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanyEXPRESS TITLE, EXPRESS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,910.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address81 E BENJAMIN ST HERNANDO FL 344424624, HERNANDO, FL 34442-4624

Mortgage

Document Number28411575
DateJul 18, 2017
Book Page002841/001575
Instrument33301
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,733.00 (+4.3%) Homeowner's exemption Additional exemption filed$411,100 (-2.73%) Land $55,000 Building $356,100$411,100 (-2.73%) Land $55,000 Building $356,100
2024$3,579.00 (+2.4%) Homeowner's exemption Additional exemption filed$422,630 (+5.43%) Land $47,500 Building $375,130$422,630 (+5.43%) Land $47,500 Building $375,130
2023$3,495.00 (+10.81%) Homeowner's exemption Additional exemption filed$400,880 (+22.45%) Land $44,700 Building $356,180$400,880 (+22.45%) Land $44,700 Building $356,180
2022$3,154.00 Homeowner's exemption Additional exemption filed$327,385 Land $29,750 Building $297,635$327,385 Land $29,750 Building $297,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-1A000-002.0
Alternative APNs
  • 1818S19E1A0000020
  • 2901772

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,136 sqft Living Area
1st Floor2,136 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2002
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area99,361 sqft (2.28 acres)
Depth X Width305 ft x 326 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage Area888 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
FenceFence
PorchOpen Porch
Porch Area507 sqft Porch
Utility Building120 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2901772
Old Parcel Number1818S19E1A0000020
Street Address81 E BENJAMIN ST
CityHERNANDO
StateFL
Zip34442-4624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL HILLS MINI FARMS UNIT 2 UNREC SUB PARCELS 2: NE 1/4 OF SW 1/4 OF NW 1/4 OF SW 1/4 OF SEC 18-18-19 SUB TO A EASE
Legal Range19E
Legal Township18S
Legal Section18
Legal SubdivisionCRYSTAL HILLS MINI FARMS U-2
Legal Lot Number2
Legal Unit2
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1022
Census Tract450103

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