345 E Benjamin St, Hernando, FL 34442 Property Records

Citrus County property record for 345 E Benjamin St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,269 sqft Living Area
Lot Size	99,147 sqft (2.27 acres)
Occupancy	Owner Occupied
Last Sale	$78,000 (2000)
Tax Bill	$757.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-1A000-006.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	345 E BENJAMIN ST, HERNANDO, FL 34442-4625
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2000 · Amount on Record
Deed Sale	Oct 04, 2000 · Amount on Record
Deed Doc Number	1154438
Deed Book / Page	1386 / 1322
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	345 E BENJAMIN ST, HERNANDO, FL 34442-4625
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028590945
Date	Oct 23, 2017
Book Page	2859/0945
Instrument	2017048332

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00 (+10.51%) Homeowner's exemption Additional exemption filed	$215,630 (+0.72%) Land $55,000 Building $160,630	$215,630 (+0.72%) Land $55,000 Building $160,630
2024	$685.00 (+2.39%) Homeowner's exemption Additional exemption filed	$214,080 (+3.8%) Land $47,500 Building $166,580	$214,080 (+3.8%) Land $47,500 Building $166,580
2023	$669.00 (+3.72%) Homeowner's exemption Additional exemption filed	$206,250 (+20.46%) Land $44,700 Building $161,550	$206,250 (+20.46%) Land $44,700 Building $161,550
2022	$645.00 Homeowner's exemption Additional exemption filed	$171,225 Land $29,750 Building $141,475	$171,225 Land $29,750 Building $141,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-1A000-006.0`
Alternative APNs	`1818S19E1A0000060` `1999855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,269 sqft Living Area
1st Floor	1,269 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	99,147 sqft (2.27 acres)
Depth X Width	300 ft x 340 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	483 sqft Garage
Carport	Carport
Carport Area	270 sqft Carport
Porch	Open Porch
Porch Area	310 sqft Porch
Utility Building	90 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1999855
Old Parcel Number	1818S19E1A0000060
Street Address	345 E BENJAMIN ST
City	HERNANDO
State	FL
Zip	34442-4625
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CRYSTAL HILLS MINI FARMS UNIT 2 UNREC SUB LOT 6 DESC IN OR BK 1049 PG 39
Legal Range	19E
Legal Township	18S
Legal Section	18
Legal Subdivision	CRYSTAL HILLS MINI FARMS U-2
Legal Lot Number	6
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1028
Census Tract	450103