Allegan County property record for 81 E 40th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,005 sqft · built 1983 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Nov 2025) |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | Oct 2010 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-02-05-252-091 |
| Primary APN | 53-02-05-252-091 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Basement Area | 1,005 sqft |
| Unfinished Basement | 1,005 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 93 ft deep x 55.2 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 81 E 40TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | S 93' OF LOT 98 BON ADOBE SUBD PART SEC 5 T4N R15W 03-02-05-252-069 |
| Legal Range | 15W |
| Legal Township | 04N |
| Legal Section | 05 |
| Legal Subdivision | BON ADOBE SUBD |
| Legal Lot Number | 98 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 32200 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3502 BARKER ST, HUDSONVILLE, MI 49426-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2025 · Amount on Record |
| Deed Document Number | 202517878 |
| Deed Book / Page | 5084 / 654 |
| Prior Transfer Date | Oct 18, 2024 |
| Prior Transfer Doc | 004990/911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 81 E 40TH ST, HOLLAND, MI 49423-5272 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003454/537 |
|---|---|
| Date | Oct 4, 2010 |
| Book Page | 3454/537 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 5, 2025 |
| Property Address | 81 E 40TH ST, HOLLAND, MI 49423-5272 |
| Document Number | 005084/654 |
| Book / Page | 5084 / 654 |
| Map Reference | LB 5 PG 22 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025017878 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | IRONGATE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5140 PLAINFIELD AVE NE, GRAND RAPIDS, MI 49525-1049 |
| Name | Verified Name |
|---|---|
| Address | 81 E 40TH ST, HOLLAND, MI 49423-5272 |
| Document Number | 0005084656 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 5084/656 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,100 (+11.2%) Land $18,400 Building $108,700 | $254,200 (+11.2%) Land $36,800 Building $217,400 | |
| 2025 | $3,710.00 (+2.94%) | $114,300 (+35.11%) Land $16,100 Building $98,200 | $228,600 (+35.11%) Land $32,200 Building $196,400 |
| 2024 | $3,604.00 | ||
| 2023 | $84,600 Land $13,800 Building $70,800 | $169,200 Land $27,600 Building $141,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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