107 E 40th St, Holland, MI 49423 Property Records

Allegan County property record for 107 E 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1959
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$70,666 (Jul 2002)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53-02-05-252-075`

Property Details

APN / Parcel Number

Primary APN	`53-02-05-252-075`
Alternative APN	`03-53-02-05-252-075`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	92.1 ft deep x 75 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 E 40TH ST
City	HOLLAND
State	MI
Zip	49423-5272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	S 1/2 OF LOT 93 & S 1/2 OF W 1/2 OF LOT 92, BON ABODE SUB SEC 5 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	05
Legal Subdivision	BON ABODE
Legal Lot Number	92-93
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3016
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 E 40TH ST, HOLLAND, MI 49423-5272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2002 · Amount on Record
Deed Sale	Jul 3, 2002 · Amount on Record
Prior Sale	Dec 2, 1997
Deed Book / Page	2262 / 280
Prior Transfer Date	Jun 19, 2002
Prior Transfer Doc	2262000280
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 22, 2026
Property Address	107 E 40TH ST, HOLLAND, MI 49423-5272
Document Number	0000012266
Book / Page	5158 / 583
Instrument Date	Jul 17, 2026
Instrument	202612266
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 40TH ST, HOLLAND, MI 49423-5272

Mortgage

Document Number	0000012266,
Date	Jul 22, 2026
Book Page	5158/583
Instrument	202612266

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,900 (+47.23%) Land $18,500 Building $98,400	$233,800 (+47.23%) Land $37,000 Building $196,800
2025	$2,165.00
2023		$79,400 Land $13,800 Building $65,600	$158,800 Land $27,600 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20