81 E 17th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 81 E 17th St, Chattanooga, TN 37408

Property Summary

Property Type	Duplex
Details	4 ba · 4,032 sqft · built 1920
Lot Size	0.348 acres (15,180 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Sep 2024)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145LD C 010`

Property Details

APN / Parcel Number

Primary APN	`145LD C 010`
Alternative APN	`0000071071`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,032 sqft Total Area

Exterior

Year Built	Built 1920
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,180 sqft (0.348 acres)
Lot Dimensions	126 ft deep x 120 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000071071
Old Parcel Number	145LDC 010
Street Address	81 E 17TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1204
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LTS 6 7&8 BLK 1 R M MYERS ADDN PB D2 PG303
Legal Subdivision	R M MYERS ADD
Legal Block	1
Legal Lot Number	6,7,8 7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1077
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1388 GOUGH ST APT 902, 902, SAN FRANCISCO, CA 94109-6579
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Sep 23, 2024	Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA
Feb 26, 2018	Loan Modification, Mortgage · Line of Credit TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	2024092300113
Deed Book / Page	13712 / 944
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	81 E 17TH ST, CHATTANOOGA, TN 37408-1204
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000116
Date	Sep 23, 2024
Book Page	13712/975
Instrument	2024092300116

Lender

Name	CADENCE BANK NA
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 23, 2024
Property Address	81 E 17TH ST, CHATTANOOGA, TN 37408-1204
Document Number	0000000113
Book / Page	13712 / 944
Map Reference	VOL 2 PG 303
Instrument Date	Sep 6, 2024
Instrument	2024092300113
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1388 GOUGH ST APT 902, 902, SAN FRANCISCO, CA 94109-6579

Mortgage

Document Number	0000000114
Date	Sep 23, 2024
Instrument	2024092300114

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2044

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	81 E 17TH ST, CHATTANOOGA, TN 37408-1204
Document Number	0000000024
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 4463 CHATTANOOGA TN 374050463, CHATTANOOGA, TN 37405-0463

Mortgage

Document Number	0000000024
Date	Mar 1, 2018
Book Page	011281/000755
Instrument	24

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+52.48%)	$259,200 (+125.08%)	$648,000 (+125.08%) Land $45,000 Building $603,000
2023	$2,576.00	$115,160 (-)	$287,900 (-) Land $50,000 Building $237,900
2022	$2,576.00	$115,160	$287,900 Land $50,000 Building $237,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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