78 E 17th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 78 E 17th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	2 ba · 978 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jul 2020)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145L E 025 C018`

Property Details

APN / Parcel Number

Primary APN	`145L E 025 C018`
Alternative APN	`0000388846`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	978 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Metal
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000388846
Street Address	78 E 17TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M1
Legal Description	LT 1 UNIT C3 FORT NEGLEY ADDITION PB 115 PG 6
Legal Subdivision	GOUCHERS
Legal Lot Number	1
Legal Unit	C3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1078
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E 17TH ST, CHATTANOOGA, TN 37408-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	2020072400191
Deed Book / Page	12087 / 373
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2020
Property Address	78 E 17TH ST, CHATTANOOGA, TN 37408-1203
Document Number	0724000191
Book / Page	012087 / 000373
Instrument Date	Jul 23, 2020
Instrument	200724000191
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 4, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 17TH ST CHATTANOOGA TN 374081203, CHATTANOOGA, TN 37408-1203

Mortgage

Document Number	724000192
Date	Jul 24, 2020
Book Page	012087/000376
Instrument	200724000192

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (-10.45%)	$83,700 (+32.23%)	$334,800 (+32.23%) Land $80,000 Building $254,800
2024	$1,416.00	$63,300 (-)	$253,200 (-) Land $55,000 Building $198,200
2023	$1,416.00	$63,300 (-)	$253,200 (-) Land $55,000 Building $198,200
2022	$1,416.00	$63,300	$253,200 Land $55,000 Building $198,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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