Warwick City property record for 81 Duchess St, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.235 acres (10,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Apr 2019) |
| Tax Bill | $4,666 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23700790000 |
| Primary APN | 23700790000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,230 sqft (0.235 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 101858 |
|---|---|
| Street Address | 81 DUCHESS ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 79 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 22201 |
Source: Warwick City assessment roll, APN 23700790000, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 DUCHESS ST, WARWICK, RI 02886-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 11, 2019 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Jul 19, 2018 | Tax Deed, Foreclosure Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Book / Page | 9246 / 77 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 81 DUCHESS ST, WARWICK, RI 02886-6812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010115-324 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 10115/324 |
| Instrument | 5340 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 11, 2019 |
| Property Address | 81 DUCHESS ST, WARWICK, RI 02886-6812 |
| Document Number | 9246-77 |
| Book / Page | 9246 / 77 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 4448 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 DUCHESS ST, WARWICK, RI 02886-6812 |
| Document Number | 4449 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 4449 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0009246-99 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 9246/99 |
| Instrument | 4450 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 19, 2018 |
| Property Address | 81 DUCHESS ST, WARWICK, RI 02886-6812 |
| Document Number | 9094-97 |
| Book / Page | 009094 / 000097 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 9935 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 DUCHESS ST WARWICK RI 028866812, WARWICK, RI 02886-6812 |
Source: Warwick City assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,666.00 (+1.48%) | $367,400 (+13.4%) Land $133,100 Building $234,300 | |
| 2024 | $429,210 | ||
| 2023 | $4,598.00 (+2%) | $324,000 (+34.61%) Land $112,000 Building $212,000 | |
| 2022 | $4,508.00 | $240,700 Land $81,900 Building $158,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030222011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 93 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system RI1559511, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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