31 Duchess St, Warwick, RI 02886 Property Records

Warwick City property record for 31 Duchess St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1952
Lot Size	0.235 acres (10,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2022)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Sep 2022 Refinance Sep 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23700830000`

Property Details

APN / Parcel Number

Primary APN	`23700830000`
Alternative APNs	`WARW M:237 B:0083 L:0000` `127927` `140912`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,230 sqft (0.235 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	140912
Street Address	31 DUCHESS ST
City	WARWICK
State	RI
Zip	02886-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	83
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1011
Census Tract	22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Mar 18, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2018	Deed of Trust, Mortgage CITIZENS BANK
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 6, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Nov 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Nov 19, 1990 · Amount on Record
Deed Book / Page	10217 / 320
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	9783-160
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010209-259
Date	Sep 13, 2022
Book Page	10209/259
Instrument	13088

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 28, 2022
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Document Number	010217-320
Book / Page	10217 / 320
Instrument Date	Sep 28, 2022
Instrument	13819
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013820
Date	Sep 28, 2022
Instrument	13820

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 18, 2021
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Document Number	9783-160
Book / Page	9783 / 160
Instrument Date	Mar 11, 2021
Instrument	5674
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 DUCHESS ST, WARWICK, RI 02886-6812

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9029-36
Date	Apr 10, 2018
Book Page	9029/36
Instrument	4623

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9524-290
Date	May 28, 2020
Book Page	9524/290
Instrument	7420

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9715-226
Date	Jan 6, 2021
Book Page	9715/226
Instrument	195

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 6, 2017
Property Address	31 DUCHESS ST, WARWICK, RI 02886-6812
Document Number	8937-301
Book / Page	008937 / 000301
Instrument Date	Nov 6, 2017
Instrument	605
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DUCHESS ST WARWICK RI 028866812, WARWICK, RI 02886-6812

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (+4.52%)	$378,400 (+16.79%) Land $133,100 Building $245,300
2024			$484,405
2023	$4,598.00 (+9.11%)	$324,000 (+44%) Land $112,000 Building $212,000
2022	$4,214.00	$225,000 Land $81,900 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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