81 Downing Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 81 Downing Rd, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,396 sqft · built 1820
Lot Size15.5 acres (675,616 sqft)
Owner2 Company Names on Record
Last Sale$1,390,000 (Sep 2024)
Tax Bill$12,011 (2025)
Deeds & MortgagesDec 2025 Transfer
Apr 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNKENB M:030 L:046

Property Details

APN / Parcel Number

Primary APNKENB M:030 L:046
Alternative APNs
  • M:030 L:046 U:000
  • 5340

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,396 sqft Living Area
Gross Area5,586 sqft
1st Floor Area1,952 sqft
Basement Area1,046 sqft
Unfinished Basement1,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1820
Effective Year BuiltEffective 1820
Architectural StyleHistorical
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area675,616 sqft (15.5 acres)
Tennis CourtTennis Court

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5340
Street Address81 DOWNING RD
CityKENNEBUNK
StateME
Zip04043-6046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal Lot Number46
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group1
Census Block1020
Census Tract28001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lower Alewive Historic District
listed 1994 · 13 contributing resources · NRIS 94000178

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Kennebunk Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Quit Claim Deed, Transfer
Apr 28, 2025Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Apr 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Sep 1, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MAYO EMPLOYEES FEDERAL CREDIT UNION
Apr 12, 2018Warranty Deed, Transfer
CAMDEN NATIONAL BANK
Aug 31, 2017Deed of Trust, Mortgage
FIELD HAL W 2015 TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2024 · Amount on Record
Deed SaleSep 27, 2024 · Amount on Record
Prior SaleSep 1, 2021 · Amount on Record
Deed Document Number202432448
Deed Book / Page19520 / 827
Last Transfer DateDec 15, 2025
Transfer Doc0198100877
Record UpdatedSep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENNEBUNK ME
Recording DateDec 22, 2025
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Document Number0198100877
Book / Page19810 / 877
Instrument DateDec 15, 2025
Instrument2025046279
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 DOWNING RD, KENNEBUNK, ME 04043-6046

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0196440856
DateApr 28, 2025
Book Page19644/856
Instrument2025012775
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0182200846
DateApr 16, 2020
Book Page18220/846
Instrument2020016463
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENNEBUNK ME
Recording DateSep 1, 2021
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Document Number0187880272
Book / Page18788 / 272
Instrument DateAug 30, 2021
Instrument2021051229
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 RANTOUL ST APT 609, 609, BEVERLY, MA 01915-4768

Mortgage

Document Number2021051230
DateSep 1, 2021
Instrument2021051230
Lender
NameMAYO EMPLOYEES FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENNEBUNK ME
Recording DateApr 12, 2018
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Document Number0176930405
Book / Page17693 / 0405
Instrument2018013397
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018013398
DateApr 12, 2018
Instrument2018013398
Lender
NameCAMDEN NATIONAL BANK
Agreement
AmountAmount Recorded
Term360 Months
DueApr 12, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address81 DOWNING RD, KENNEBUNK, ME 04043-6046
Document Number0175570050
Book / Page017557 / 000050
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address81 DOWNING RD KENNEBUNK ME 040436046, KENNEBUNK, ME 04043-6046

Mortgage

Document Number0175570050
DateSep 8, 2017
Book Page017557/000050
Instrument38493
Lender
NameFIELD HAL W 2015 TRUST (PT)
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,011.00 (+17.51%)$1,219,400 (+102.22%) Land $257,600 Building $961,800
2024$10,221.00 (+5.61%)$603,000 (-) Land $134,400 Building $468,600
2023$9,678.00 (+9.93%)$603,000 (-) Land $134,400 Building $468,600$1,282,120
2022$8,804.00$603,000 Land $134,400 Building $468,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2006)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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