122 Downing Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 122 Downing Rd, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,607 sqft · built 1977
Lot Size	3.92 acres (170,755 sqft)
Owner	Individual Name on Record
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Aug 2023 Refinance Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:030 L:037`

Property Details

APN / Parcel Number

Primary APN	`KENB M:030 L:037`
Alternative APNs	`M:030 L:037 U:000` `695`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,607 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	170,755 sqft (3.92 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	695
Street Address	122 DOWNING RD
City	KENNEBUNK
State	ME
Zip	04043-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	37
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1007
Census Tract	28001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Alewive Historic District listed 1994 · 13 contributing resources · NRIS 94000178

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 DOWNING RD, KENNEBUNK, ME 04043-6050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jun 22, 2022	Warranty Deed, Transfer
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 2022
Transfer Doc	0190540041
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	122 DOWNING RD, KENNEBUNK, ME 04043-6050
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0192880106
Date	Aug 7, 2023
Book Page	19288/106
Instrument	2023023442

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jun 22, 2022
Property Address	122 DOWNING RD, KENNEBUNK, ME 04043-6050
Document Number	0190540041
Book / Page	19054 / 41
Instrument Date	May 26, 2022
Instrument	2022026484
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	122 DOWNING RD, KENNEBUNK, ME 04043-6050
Document Number	0178680639
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 DOWNING RD KENNEBUNK ME 040436050, KENNEBUNK, ME 04043-6050

Mortgage

Document Number	0178680639
Date	Dec 24, 2018
Book Page	017868/000639
Instrument	53666

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+17.93%)	$544,300 (+102.95%) Land $226,800 Building $317,500
2024	$4,546.00 (+5.6%)	$268,200 (-) Land $93,400 Building $174,800
2023	$4,305.00 (+9.93%)	$268,200 (-) Land $93,400 Building $174,800	$596,220
2022	$3,916.00	$268,200 Land $93,400 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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