81 Dearborn Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 81 Dearborn Ave, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1880
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`B:020 L:312 S:007`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:312 S:007`
Alternative APN	`LYNN M:020 B:312 L:007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
Gross Area	2,036 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 DEARBORN AVE
City	LYNN
State	MA
Zip	01905-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	RIVERSIDE PARK
Legal Block	312
Legal Lot Number	7
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	81 DEARBORN AVE, LYNN, MA 01905-1974
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	81 DEARBORN AVE, LYNN, MA 01905-1974
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043084-103
Date	Nov 21, 2025
Book Page	43084/103
Instrument	20251121000860

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	81 DEARBORN AVE, LYNN, MA 01905-1974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38324-172
Date	Mar 10, 2020
Book Page	38324/172
Instrument	20200310002800

Lender

Name	COASTAL HERITAGE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00 (+4.8%)	$476,500 (+6.5%) Land $206,900 Building $269,600	$496,470
2024	$4,711.00 (-3.25%)	$447,400 (+2.45%) Land $192,400 Building $255,000
2023	$4,869.00	$436,700 Land $212,800 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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