77 Dearborn Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 77 Dearborn Ave, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,899 sqft · built 1920
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (May 2025)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:020 L:312 S:008`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:312 S:008`
Alternative APN	`LYNN M:020 B:312 L:008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,899 sqft Living Area
Gross Area	3,295 sqft
Basement Area	1,018 sqft
Unfinished Basement	1,018 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	77 DEARBORN AVE
City	LYNN
State	MA
Zip	01905-1974
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	312
Legal Lot Number	8
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 19, 2025	Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 3, 2021	Quit Claim Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Sep 25, 2017	Quit Claim Deed, Transfer · Conventional with PMI SAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Prior Transfer Date	May 16, 2025
Prior Transfer Doc	0000658681
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641149
Date	Dec 1, 2022
Instrument	641149

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 19, 2025
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Document Number	0000658681
Instrument Date	May 16, 2025
Instrument	658681
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 DEARBORN AVE, LYNN, MA 01905-1974

Mortgage

Document Number	0000658682
Date	May 19, 2025
Instrument	658682

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 3, 2021
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Document Number	622471
Instrument Date	Mar 3, 2021
Instrument	622471
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DEARBORN AVE, LYNN, MA 01905-1974

Mortgage

Document Number	622472
Date	Mar 3, 2021
Instrument	622472

Lender

Name	BANK OF ENGLAND

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Document Number	0000606904
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DEARBORN AVE LYNN MA 019051974, LYNN, MA 01905-1974

Mortgage

Document Number	0000606904
Date	Oct 31, 2019
Instrument	606904

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Document Number	0000598908
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DEARBORN AVE LYNN MA 019051974, LYNN, MA 01905-1974

Mortgage

Document Number	0000598908
Date	Jan 9, 2019
Instrument	598908

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 25, 2017
Property Address	77 DEARBORN AVE, LYNN, MA 01905-1974
Document Number	0000586453
Instrument Date	Sep 25, 2017
Instrument	586453
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DEARBORN AVE LYNN MA 019051974, LYNN, MA 01905-1974

Mortgage

Document Number	586454
Date	Sep 25, 2017
Instrument	586454

Lender

Name	SAGE BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,676.00 (+5.93%)	$740,917 (+7.68%) Land $197,100 Building $543,817	$756,263
2024	$7,246.00 (-3.44%)	$688,100 (+2.24%) Land $183,300 Building $504,800
2023	$7,504.00	$673,000 Land $202,700 Building $470,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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