Walton County property record for 81 Darrow Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,789 sqft · built 1995 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $485,000 (Apr 2026) |
| Tax Bill | $1,088 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2S-21-42941-000-0660 |
| Primary APN | 29-2S-21-42941-000-0660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| Gross Area | 2,405 sqft |
| 1st Floor Area | 1,789 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 135 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 81 DARROW DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 66 BAY BRIDGE LANDING PH 2 PB 8-55 OR 1170-198 OR 1275- 290 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | BAY BRIDGE LANDING PH 2 |
| Legal Phase | 2 |
| Legal Block | 6 |
| Legal Lot Number | 66 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950608 |
Source: Walton County records · APN 29-2S-21-42941-000-0660
Assessment roll updated December 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 81 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage COASTAL MORTGAGE SERVICES INC |
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Deed Document Number | 202615880 |
| Deed Book / Page | 3395 / 1683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 81 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Document Number | 0000015880 |
| Book / Page | 3395 / 1683 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.15880 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342,895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 81 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Document Number | 0000015882, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..15882 |
| Name | COASTAL MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 81 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032281259 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 3228/1259 |
| Instrument | 20210060039 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 81 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031540503 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 3154/503 |
| Instrument | 20200029294 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 (+2.45%) Homeowner's exemption | $159,103 (-60.6%) | $371,857 (-7.91%) Land $99,750 Building $272,107 |
| 2024 | $1,062.00 (+4.53%) | ||
| 2023 | $1,016.00 (+2.01%) Homeowner's exemption | $403,800 (+2.2%) Land $82,178 Building $321,622 | $403,800 (+2.2%) Land $82,178 Building $321,622 |
| 2022 | $996.00 Homeowner's exemption | $395,089 Land $86,874 Building $308,215 | $395,089 Land $86,874 Building $308,215 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: T-Mobile USA.
Based on FCC filings for 172 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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