105 Darrow Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 105 Darrow Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1995
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42941-000-0640`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42941-000-0640`
Alternative APN	`1064923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,496 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	13.5 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1064923
Street Address	105 DARROW DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 BAY BRIDGE LANDING PH 2 PB 8-55 OR 1216-238 OR 1232- 312 OR 1819-39 OR 3228-3984
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	BAY BRIDGE LANDING
Legal Phase	2
Legal Lot Number	64
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1009
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 DARROW DR, MIRAMAR BEACH, FL 32550-3997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	20210060713
Deed Book / Page	3228 / 3984
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 9, 2021
Property Address	105 DARROW DR, MIRAMAR BEACH, FL 32550-3997
Document Number	0032283984
Book / Page	3228 / 3984
Map Reference	MB 8 PG 55
Instrument Date	Dec 3, 2021
Instrument	20210060713
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 DARROW DR, 136, MIRAMAR BEACH, FL 32550-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SERENO PL, HOT SPRINGS VILLAGE, AR 71909-7642

Mortgage

Document Number	0032283986
Date	Dec 9, 2021
Instrument	3228/3986

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,923 (-8.49%) Land $99,750 Building $313,173	$412,923 (-8.49%) Land $99,750 Building $313,173
2023	Homeowner's exemption	$451,252 Land $82,178 Building $369,074	$451,252 Land $82,178 Building $369,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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