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81 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 81 Cumberland Ave, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,788 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$100 (1990)
Tax Bill$2,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN4240-01-18-0090
Alternative APNs
  • 32144001180090
  • 40143201180090
  • 3152433.0
  • 3152433

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,788 sqft Living Area
1st Floor1,788 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room
Primary FlooringCombination, Other Flooring

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,000 sqft (0.459 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area484 sqft Garage
CarportCarport
Carport Area484 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Deck Area320 sqft Deck
Patio Area550 sqft Patio
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number3152433
Street Address81 CUMBERLAND AVE
CityORMOND BEACH
StateFL
Zip32174-5323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 & 10 BLK 18 ORMOND TERRACE MB 21 PG 165 PER OR 3510 PG 0258 PER OR 7771 PG 3397 PER OR 7801 PG 2778 PER UNREC D/C PER OR 7817 PG 1054 PER OR 8008 PG 0515
Legal Range32E
Legal Township14S
Legal Section40
Legal SubdivisionORMOND TERRACE MB
Legal Tract01
Legal Block18
Legal Lot Number9,10
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2000
Census Tract80700

Owner

Source: Volusia County records · APN 4240-01-18-0090

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 16, 2021Intrafamily Transfer, Transfer
May 12, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 08, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 1990 · Amount on Record
Deed SaleAug 15, 1990 · Amount on Record
Deed Book / Page3510 / 258
Last Transfer DateJan 25, 2021
Transfer Doc0080080515
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Transaction TypeMortgage
Record UpdatedJan 30, 2023
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323

Mortgage

Document Number0083520187
DateDec 30, 2022
Book Page8352/187
Instrument2022287077
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateMar 16, 2021
Property Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Document Number0080080515
Book / Page8008 / 515
Map ReferenceMB 21 PG 165
Instrument DateJan 25, 2021
Instrument2021-058848
Transaction TypeTransfer
Record UpdatedJan 04, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Document Number0078542275
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CUMBERLAND AVE ORMOND BEACH FL 321745323, ORMOND BEACH, FL 32174-5323

Mortgage

Document Number0078542275
DateMay 21, 2020
Book Page007854/002275
Instrument91546
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 20, 2050
Interest
Rate TypeAdjustable Rate

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateFeb 20, 2020
Property Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Document Number0078171054
Book / Page007817 / 001054
Instrument DateFeb 15, 2020
Instrument36011
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 CUMBERLAND AVE ORMOND BEACH FL 321745323, ORMOND BEACH, FL 32174-5323

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateNov 08, 2019
Property Address81 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Document Number0077713397
Book / Page007771 / 003397
Instrument DateOct 06, 2019
Instrument220762
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address81 CUMBERLAND AVE ORMOND BEACH FL 321745323, ORMOND BEACH, FL 32174-5323

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$213,826 (+2.7%)$309,626 (+0.61%) Land $72,800 Building $236,826
2025$2,712.00 (+108.29%) Homeowner's exemption$208,205 (+71.41%)$307,740 (+43.15%) Land $72,800 Building $234,940
2023$1,302.00 (+4.16%) Homeowner's exemption$121,464 (+3%)$214,980 (+11.94%) Land $66,080 Building $148,900
2022$1,250.00 Homeowner's exemption$117,926$192,050 Land $66,080 Building $125,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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