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140 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 140 Cumberland Ave, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,910 sqft Living Area
Lot Size15,000 sqft (0.344 acres)
Garage441 sqft
Last Sale$350,000 (2024)
Tax Bill$6,168.00 (2025)

Property Details

APN / Parcel Number

Primary APN4240-01-02-0010
Alternative APNs
  • 32144001020010
  • 3148703.0
  • 3148703

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,910 sqft Living Area
1st Floor1,910 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1991
Exterior MaterialWood Siding Exterior
Construction TypeWood Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area15,000 sqft (0.344 acres)
Depth X Width200 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage
Patio Area140 sqft Patio
PorchOpen Porch
Porch Area319 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3148703.0
Old Parcel Number32144001020010
Street Address140 CUMBERLAND AVE
CityORMOND BEACH
StateFL
Zip32174-5347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & E 1/2 OF 24 BLK 2 ORMOND TERRACE PER OR 2840 PG 0378 PER OR 7366 PG 2823 PER OR 8588 PG 1860
Legal Range32E
Legal Township14S
Legal Section40
Legal SubdivisionTERRACE
Legal Tract1
Legal Block2
Legal Lot Number1
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2006
Census Tract80700

Owner

Source: Volusia County records · APN 4240-01-02-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address59 CENTRE ST, WALDWICK, NJ 07463-2100
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 28, 2017Warranty Deed, Transfer
KENNETH L & EILEEN M O'STEEN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleFeb 28, 2017 · Amount on Record
Deed Doc Number2024146869
Deed Book / Page8588 / 1860
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address140 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5347
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5347

Mortgage

Document Number0084793967
DateNov 02, 2023
Book Page8479/3967
Instrument2023224365
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2043

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateFeb 28, 2017
Property Address140 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5347
Document Number0073662823
Book / Page007366 / 002823
Instrument DateFeb 21, 2017
Instrument40810
Transaction TypeTransfer
Record UpdatedApr 07, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$973.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address140 CUMBERLAND AVE ORMOND BEACH FL 321745347, ORMOND BEACH, FL 32174-5347

Mortgage

Document Number73662825
DateFeb 28, 2017
Book Page007366/002825
Instrument40811
Lender
NameKENNETH L & EILEEN M O'STEEN
Address1308 OAK FOREST DR, ORMOND BEACH, FL 32174-4024
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 27, 2032
Interest
Rate4%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,168.00 (+122.03%)$347,461 (+64.01%) Land $54,600 Building $292,861$347,461 (-5.7%) Land $54,600 Building $292,861
2023$2,778.00 (+3.35%) Homeowner's exemption$211,856 (+3%)$368,477 (+19.3%) Land $49,560 Building $318,917
2022$2,688.00 Homeowner's exemption$205,685$308,867 Land $49,560 Building $259,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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