81 Creekside Loop, Spruce Pine, NC 28777 Property Records

McDowell County property record for 81 Creekside Loop, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Other > Miscellaneous
Year Built	Built 1998
Square Footage	1,010 sqft Total Area
Last Sale	$210,000 (2025)
Tax Bill	$981.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1719-00-95-0878`
Alternative APN	`74525`

Interior

Building Area	1,010 sqft Total Area
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Porch	Open Porch
Porch Area	170 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	74525
Street Address	81 CREEKSIDE LOOP
City	SPRUCE PINE
State	NC
Zip	28777
Property Usage	Other Property Usage
Type	Other > Miscellaneous
Legal Description	0.077 AC TRACT 5 PB 35/50
Legal Tract	5
Jurisdiction	MCDOWELL NC
Minor Civil Division	NORTH COVE
Census Blockgroup	1
Census Block	1059
Census Tract	970102

Owner

Source: McDowell County records · APN 1719-00-95-0878

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1636 WINTHROP LN, MONROE, NC 28110-5205
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Deed Doc Number	0001491969
Deed Book / Page	1491 / 969
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00	$142,600 (-) Land $35,000 Building $107,600
2023	$981.00	$142,600 Land $35,000 Building $107,600	$142,600 Land $35,000 Building $107,600

Flood & Wildfire

81 Creekside Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 50th percentile of exposed land nationally · 72nd in North Carolina
Wildfire Likelihood	Moderate — about 1 in 847 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.